Arborlook
Risk & Response
by Arborlook Insights

Morgan County, CO

Community risk profile | NRI Score: 72.6 Relatively High

29,520
Population
8
Departments
12
Stations
8
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
0.33
expected fatality-equivalents per year, natural hazards only
30th highest of 64
Life Safety per 100k
1.12
natural hazard fatality-equivalents per 100,000 residents
40th highest of 64
Natural Hazard Property Loss
$13.0M
expected building loss per year, natural hazards only
22nd highest of 64
Property Loss per Resident
$441
natural hazard building loss per resident per year
34th highest of 64

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Morgan County, the largest single contributor is Cold Wave, 48% of the life-safety total.

Morgan County carries an expected under 1 natural hazard fatality-equivalents and $13.0M in building loss per year. Rank chips compare the 64 Colorado counties. Nationally, Morgan County ranks 1426th of 3,222 U.S. counties for life-safety loss, 1520th for life safety per 100k residents, 1264th for property loss, and 1061st for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Morgan County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Morgan County See what a department sees

What Drives the Loss

64%
22%
13%
Property (buildings): $13.0M (64.3%)
Life safety: $4.5M (22.3%)
Agriculture: $2.7M (13.3%)

Total expected annual loss: $20,259,374 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Agriculture is 13% of expected annual loss in Morgan County, so total loss overstates property loss here. The property figure above counts building loss only.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Cold Wave
$2.2M
Strong Wind
$1.1M
Tornado
$540K
Inland Flooding
$243K
Lightning
$118K
Hail
$108K

By property loss ($/yr)

Inland Flooding
$9.1M
Tornado
$2.1M
Hail
$1.3M
Strong Wind
$167K
Earthquake
$147K
Wildfire
$136K

Census Tract Risk Map

Shaded by quintile across the census tracts in Morgan County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

100%
Volunteer: 100% (8)
Residents per Station
2,460
census population per registered station
Stations per 100k
40.7
registered stations per 100,000 residents

Department composition covers the 8 departments registered in NERIS Public for Morgan County, CO. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Morgan County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 8 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
Wiggins Rural Fire Protection District 25,738 $2.7M Very High 3
Fort Morgan Fire Department 18,075 $2.7M Relatively High 2
Byers Volunteer Fire Department 22,306 $2.3M Very High 1
Merino Fire Department 9,396 $1.9M Relatively High 1
Akron Volunteer Fire Department 4,831 $1.1M Relatively High 1
New Raymer/ Stoneham Fire Protection District 8,587 $1.1M Very High 1
Brush Volunteer Fire Department 5,528 $981.3K Very High 1
Hillrose-Snyder Volunteer Fire Department 4,517 $694.2K Very High 2
No departments match your search.

Risk Snapshot

14.3%
Poverty Rate
16.0%
Age 65+
11.7%
Disability Rate
12.2%
Uninsured
59.9%
Pre-1980 Housing
12.3%
Mobile Homes
6.2%
Vacancy Rate
0.8%
Wood Heat
$73,504
Median HH Income

FEMA Disaster Declarations

2
Last 10 Years
8
Last 25 Years
Flood
Most Frequent

Response-level intelligence for your region

Our Regional tier gives county fire authorities and state fire marshals rollup dashboards across all departments in your jurisdiction: response time analytics, cross-department benchmarking, and coverage gap analysis.

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