Arborlook
Risk & Response
by Arborlook Insights

Calhoun County, FL

Community risk profile | NRI Score: 86.1 Very High

13,492
Population
6
Departments
31
Stations
4
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
0.18
expected fatality-equivalents per year, natural hazards only
50th highest of 67
Life Safety per 100k
1.32
natural hazard fatality-equivalents per 100,000 residents
2nd highest of 67
Natural Hazard Property Loss
$7.8M
expected building loss per year, natural hazards only
58th highest of 67
Property Loss per Resident
$577
natural hazard building loss per resident per year
13th highest of 67

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Calhoun County, the largest single contributor is Tornado, 36% of the life-safety total.

Calhoun County carries an expected under 1 natural hazard fatality-equivalents and $7.8M in building loss per year. Rank chips compare the 67 Florida counties. Nationally, Calhoun County ranks 2088th of 3,222 U.S. counties for life-safety loss, 1230th for life safety per 100k residents, 1785th for property loss, and 640th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Calhoun County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Calhoun County See what a department sees

What Drives the Loss

73%
23%
Property (buildings): $7.8M (73.3%)
Life safety: $2.4M (23.0%)
Agriculture: $389K (3.7%)

Total expected annual loss: $10,624,503 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Tornado
$872K
Strong Wind
$484K
Cold Wave
$463K
Lightning
$275K
Heat Wave
$192K
Hurricane
$122K

By property loss ($/yr)

Hurricane
$4.6M
Inland Flooding
$2.8M
Tornado
$284K
Strong Wind
$57K
Wildfire
$54K
Earthquake
$31K

Census Tract Risk Map

Shaded by quintile across the census tracts in Calhoun County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

17%
83%
Combination: 17% (1)
Volunteer: 83% (5)
Residents per Station
435
census population per registered station
Stations per 100k
229.8
registered stations per 100,000 residents

Department composition covers the 6 departments registered in NERIS Public for Calhoun County, FL. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Calhoun County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 6 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
Bay County Department Of Emergency Services 55,250 $7.1M Very High 26
Scotts Ferry Volunteer Fire Department 11,219 $1.9M Very High 1
Mossy Pond Volunteer Fire Department 10,452 $1.4M Relatively High 1
Westside Volunteer Fire Department 7,529 $1.3M Very High 1
Nettle Ridge Volunteer Fire Department 5,953 $1.2M Relatively High 1
Carr / Clarksville Fire Department 3,690 $690.2K Very High 1
No departments match your search.

Risk Snapshot

20.7%
Poverty Rate
18.6%
Age 65+
24.8%
Disability Rate
17.6%
Uninsured
40.6%
Pre-1980 Housing
34.3%
Mobile Homes
18.4%
Vacancy Rate
1.4%
Wood Heat
$48,750
Median HH Income

FEMA Disaster Declarations

20
Last 10 Years
30
Last 25 Years
Hurricane
Most Frequent

Response-level intelligence for your region

Our Regional tier gives county fire authorities and state fire marshals rollup dashboards across all departments in your jurisdiction: response time analytics, cross-department benchmarking, and coverage gap analysis.

Explore the Regional Tier See the Response Demo