Arborlook
Risk & Response
by Arborlook Insights

Lake County, FL

Community risk profile | NRI Score: 56.4 Relatively Moderate

412,924
Population
12
Departments
153
Stations
75
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
1.32
expected fatality-equivalents per year, natural hazards only
24th highest of 67
Life Safety per 100k
0.32
natural hazard fatality-equivalents per 100,000 residents
58th highest of 67
Natural Hazard Property Loss
$80.0M
expected building loss per year, natural hazards only
30th highest of 67
Property Loss per Resident
$194
natural hazard building loss per resident per year
66th highest of 67

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Lake County, the largest single contributor is Tornado, 55% of the life-safety total.

Lake County carries an expected 1 natural hazard fatality-equivalents and $80.0M in building loss per year. Rank chips compare the 67 Florida counties. Nationally, Lake County ranks 444th of 3,222 U.S. counties for life-safety loss, 2946th for life safety per 100k residents, 273rd for property loss, and 2816th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Lake County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Lake County See what a department sees

What Drives the Loss

78%
18%
Property (buildings): $80.0M (78.2%)
Life safety: $18.1M (17.7%)
Agriculture: $4.2M (4.1%)

Total expected annual loss: $102,252,648 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Tornado
$9.9M
Strong Wind
$2.6M
Lightning
$2.4M
Heat Wave
$1.4M
Hurricane
$758K
Wildfire
$655K

By property loss ($/yr)

Inland Flooding
$46.4M
Hurricane
$17.9M
Tornado
$8.0M
Wildfire
$3.8M
Strong Wind
$3.4M
Earthquake
$302K

Census Tract Risk Map

Shaded by quintile across the census tracts in Lake County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

67%
17%
17%
Career: 67% (8)
Combination: 17% (2)
Volunteer: 17% (2)
Residents per Station
2,699
census population per registered station
Stations per 100k
37.1
registered stations per 100,000 residents

Department composition covers the 12 departments registered in NERIS Public for Lake County, FL. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Lake County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 12 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
Polk County Fire Rescue 825,575 $33.3M Relatively Moderate 43
Seminole County Fire Department 365,689 $19.5M Relatively Moderate 23
Lake County Fire Rescue 411,149 $18.0M Relatively Moderate 59
City Of Tavares Fire Department 346,155 $15.3M Relatively Moderate 2
City Of Fruitland Park Fire Department 346,154 $15.3M Relatively Moderate 1
Umatilla Fire Department 346,154 $15.3M Relatively Moderate 1
City Of Clermont Fire Department 68,324 $3.0M Relatively High 6
Leesburg Fire Department 33,319 $1.4M Relatively Moderate 8
Groveland Fire Department 31,103 $1.4M Relatively Moderate 3
Eustis Fire Department 15,970 $737.9K Relatively Moderate 2
Mount Dora Fire Department 14,625 $654.1K Relatively High 2
Minneola Fire Rescue Department 15,278 $644.5K Relatively High 3
No departments match your search.

Risk Snapshot

8.9%
Poverty Rate
26.6%
Age 65+
15.8%
Disability Rate
9.6%
Uninsured
22.4%
Pre-1980 Housing
16.3%
Mobile Homes
12.3%
Vacancy Rate
0.1%
Wood Heat
$78,050
Median HH Income

FEMA Disaster Declarations

18
Last 10 Years
28
Last 25 Years
Hurricane
Most Frequent

Response-level intelligence for your region

Our Regional tier gives county fire authorities and state fire marshals rollup dashboards across all departments in your jurisdiction: response time analytics, cross-department benchmarking, and coverage gap analysis.

Explore the Regional Tier See the Response Demo