Arborlook
Risk & Response
by Arborlook Insights

Miami-Dade County, FL

Community risk profile | NRI Score: 43.3 Relatively Moderate

2.7M
Population
6
Departments
140
Stations
707
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
10.4
expected fatality-equivalents per year, natural hazards only
1st highest of 67
Life Safety per 100k
0.38
natural hazard fatality-equivalents per 100,000 residents
49th highest of 67
Natural Hazard Property Loss
$592.2M
expected building loss per year, natural hazards only
1st highest of 67
Property Loss per Resident
$216
natural hazard building loss per resident per year
61st highest of 67

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Miami-Dade County, the largest single contributor is Heat Wave, 22% of the life-safety total.

Miami-Dade County carries an expected 10 natural hazard fatality-equivalents and $592.2M in building loss per year. Rank chips compare the 67 Florida counties. Nationally, Miami-Dade County ranks 39th of 3,222 U.S. counties for life-safety loss, 2817th for life safety per 100k residents, 14th for property loss, and 2631st for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Miami-Dade County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Miami-Dade County See what a department sees

What Drives the Loss

72%
17%
11%
Property (buildings): $592.2M (71.8%)
Life safety: $142.1M (17.2%)
Agriculture: $90.4M (11.0%)

Total expected annual loss: $824,686,543 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Agriculture is 11% of expected annual loss in Miami-Dade County, so total loss overstates property loss here. The property figure above counts building loss only.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Heat Wave
$31.1M
Inland Flooding
$27.2M
Hurricane
$26.4M
Cold Wave
$25.4M
Tornado
$17.2M
Lightning
$8.3M

By property loss ($/yr)

Hurricane
$289.5M
Inland Flooding
$268.7M
Coastal Flooding
$18.2M
Tornado
$7.6M
Wildfire
$4.6M
Hail
$2.5M

Census Tract Risk Map

Shaded by quintile across the census tracts in Miami-Dade County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

83%
17%
Career: 83% (5)
Combination: 17% (1)
Residents per Station
19,560
census population per registered station
Stations per 100k
5.1
registered stations per 100,000 residents

Department composition covers the 6 departments registered in NERIS Public for Miami-Dade County, FL. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Miami-Dade County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 6 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
Miami-Dade Fire Rescue Department 1.8M $95.1M Relatively Moderate 85
Miami Fire-Rescue 441,814 $21.0M Relatively Low 34
Hialeah Fire Department 212,533 $10.8M Relatively Moderate 10
Miami Beach Fire Department 71,729 $6.2M Relatively Moderate 10
Crystal River Fire Department 71,979 $3.8M Relatively High 1
482 Msg/Cef Fire Department 63,938 $2.9M Relatively Moderate 0
No departments match your search.

Risk Snapshot

14.7%
Poverty Rate
16.9%
Age 65+
10.3%
Disability Rate
13.6%
Uninsured
49.6%
Pre-1980 Housing
1.3%
Mobile Homes
10.9%
Vacancy Rate
0.0%
Wood Heat
$79,192
Median HH Income

FEMA Disaster Declarations

15
Last 10 Years
26
Last 25 Years
Hurricane
Most Frequent

Response-level intelligence for your region

Our Regional tier gives county fire authorities and state fire marshals rollup dashboards across all departments in your jurisdiction: response time analytics, cross-department benchmarking, and coverage gap analysis.

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