Arborlook
Risk & Response
by Arborlook Insights

Santa Rosa County, FL

Community risk profile | NRI Score: 78.9 Relatively High

198,472
Population
16
Departments
59
Stations
37
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
1.55
expected fatality-equivalents per year, natural hazards only
22nd highest of 67
Life Safety per 100k
0.78
natural hazard fatality-equivalents per 100,000 residents
17th highest of 67
Natural Hazard Property Loss
$79.3M
expected building loss per year, natural hazards only
31st highest of 67
Property Loss per Resident
$400
natural hazard building loss per resident per year
33rd highest of 67

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Santa Rosa County, the largest single contributor is Tornado, 31% of the life-safety total.

Santa Rosa County carries an expected 2 natural hazard fatality-equivalents and $79.3M in building loss per year. Rank chips compare the 67 Florida counties. Nationally, Santa Rosa County ranks 380th of 3,222 U.S. counties for life-safety loss, 2118th for life safety per 100k residents, 275th for property loss, and 1228th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Santa Rosa County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Santa Rosa County See what a department sees

What Drives the Loss

78%
21%
Property (buildings): $79.3M (78.4%)
Life safety: $21.2M (20.9%)
Agriculture: $713K (0.7%)

Total expected annual loss: $101,239,298 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Tornado
$6.6M
Hurricane
$5.5M
Heat Wave
$3.1M
Lightning
$2.4M
Cold Wave
$2.4M
Inland Flooding
$376K

By property loss ($/yr)

Hurricane
$55.0M
Inland Flooding
$19.5M
Tornado
$2.4M
Coastal Flooding
$1.2M
Wildfire
$499K
Earthquake
$248K

Census Tract Risk Map

Shaded by quintile across the census tracts in Santa Rosa County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

19%
44%
38%
Career: 19% (3)
Combination: 44% (7)
Volunteer: 38% (6)
Residents per Station
3,364
census population per registered station
Stations per 100k
29.7
registered stations per 100,000 residents

Department composition covers the 16 departments registered in NERIS Public for Santa Rosa County, FL. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Santa Rosa County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 16 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
Escambia County Fire Rescue 271,153 $20.5M Relatively High 22
Pace Fire Rescue District 66,502 $6.3M Relatively High 4
Pensacola Fire Department 64,721 $5.2M Relatively High 6
Midway Fire District 48,357 $5.0M Relatively High 2
Holley-Navarre Fire District 30,072 $3.3M Relatively High 6
Skyline Fire & Rescue District, Inc. 24,952 $2.6M Relatively High 4
East Milton Volunteer Fire Department 15,860 $1.9M Very High 2
Avalon Mulat Fire Rescue 16,303 $1.8M Relatively High 2
Bradley Volunteer Fire Department 9,743 $1.4M Very High 1
City Of Milton Fire Department 11,175 $1.2M Relatively High 1
Bagdad Volunteer Fire Department 10,391 $1.2M Relatively High 1
Town Of Jay Volunteer Fire Department 8,526 $1.1M Very High 1
Munson Volunteer Fire And Rescue 4,765 $757.4K Relatively High 4
Gulf Breeze Fire - Rescue 6,660 $704.0K Very High 1
Naval Air Station Whiting Field Fire Department 2,851 $356.7K Relatively High 1
Navarre Beach Fire Rescue 1,011 $128.7K Relatively High 1
No departments match your search.

Risk Snapshot

8.8%
Poverty Rate
16.7%
Age 65+
15.4%
Disability Rate
10.2%
Uninsured
20.1%
Pre-1980 Housing
8.4%
Mobile Homes
9.2%
Vacancy Rate
0.5%
Wood Heat
$93,692
Median HH Income

FEMA Disaster Declarations

18
Last 10 Years
30
Last 25 Years
Hurricane
Most Frequent

Response-level intelligence for your region

Our Regional tier gives county fire authorities and state fire marshals rollup dashboards across all departments in your jurisdiction: response time analytics, cross-department benchmarking, and coverage gap analysis.

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