Arborlook
Risk & Response
by Arborlook Insights

Iowa

Statewide risk profile

3.2M
Population
99
Counties
711
Departments
915
Stations

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
33.9
expected fatality-equivalents per year, natural hazards only
34th highest of 52
Life Safety per 100k
1.06
natural hazard fatality-equivalents per 100,000 residents
27th highest of 52
Natural Hazard Property Loss
$1.0B
expected building loss per year, natural hazards only
32nd highest of 52
Property Loss per Resident
$316
natural hazard building loss per resident per year
24th highest of 52

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Iowa, the largest single contributor is Tornado, 35% of the life-safety total.

Iowa carries an expected 34 natural hazard fatality-equivalents and $1.0B in building loss per year. Ranks compare all 50 states plus DC and Puerto Rico. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments in Iowa enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Iowa See what a department sees

What Drives the Loss

55%
25%
19%
Property (buildings): $1.0B (55.3%)
Life safety: $464.8M (25.3%)
Agriculture: $354.6M (19.3%)

Total expected annual loss: $1,834,453,239 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Agriculture is 19% of expected annual loss in Iowa, so total loss overstates property loss here. The property figure above counts building loss only.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Tornado
$160.9M
Cold Wave
$126.7M
Heat Wave
$60.7M
Strong Wind
$52.6M
Hail
$26.5M
Lightning
$15.1M

By property loss ($/yr)

Inland Flooding
$688.1M
Tornado
$192.1M
Strong Wind
$54.7M
Hail
$54.6M
Ice Storm
$8.6M
Earthquake
$6.0M

County Risk Map

Shaded by quintile across counties in this state. Click any county for its full profile.

Fire Service Profile

77%
14%
Career: 5%
Combination: 5%
Volunteer: 77%
Unreported: 14%
Residents per Station
3,509
census population per registered station
Stations per 100k
28.5
registered stations per 100,000 residents

Department composition covers the 711 departments registered in NERIS Public for Iowa. Departments that have not registered are not counted. The mix is computed over the departments NERIS registers to Iowa; departments based elsewhere that respond into it are counted in the total above but not in the mix. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

County Rankings

Counties in Iowa ranked by risk. Click column headers to sort. Click a county to see its departments.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department and station counts are derived from boundaries self-reported through NERIS Public and may not reflect current service areas. A department serving several counties is counted in each, so the Departments column adds up to more than the statewide department total. Risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 99 counties
County Population Departments Life-Safety Loss NRI Rating
Polk County 503,175 18 $45.1M Relatively Low
Johnson County 156,639 13 $35.0M Relatively High
Linn County 230,004 20 $21.5M Relatively Moderate
Woodbury County 106,247 14 $19.9M Relatively High
Pottawattamie County 93,424 22 $18.0M Relatively Moderate
Scott County 174,608 15 $16.8M Relatively Moderate
Dubuque County 99,030 13 $13.2M Relatively Moderate
Dallas County 107,968 13 $10.2M Relatively Moderate
Black Hawk County 131,049 15 $9.4M Relatively Low
Carroll County 20,594 10 $9.3M Very High
Webster County 36,886 10 $8.3M Relatively High
Story County 100,466 9 $7.0M Relatively Moderate
Adair County 7,460 7 $6.9M Very High
Cerro Gordo County 42,632 6 $6.6M Relatively High
Wapello County 35,362 5 $6.4M Relatively High
Cass County 13,096 8 $6.3M Very High
Clinton County 46,268 18 $6.0M Relatively High
Emmet County 9,262 4 $5.8M Very High
Sioux County 36,212 13 $5.8M Relatively High
Union County 11,993 5 $5.8M Very High
Page County 15,131 5 $5.5M Relatively High
Warren County 54,409 8 $5.4M Relatively Low
Des Moines County 38,487 10 $5.3M Relatively Moderate
Crawford County 16,277 12 $5.1M Very High
Muscatine County 42,559 10 $4.7M Relatively High
Lee County 32,893 11 $4.3M Relatively High
Shelby County 11,778 14 $4.2M Very High
Kossuth County 14,516 9 $3.9M Relatively High
Montgomery County 10,214 5 $3.8M Very High
Greene County 8,688 14 $3.7M Very High
Clarke County 9,662 6 $3.6M Very High
Marshall County 40,114 8 $3.4M Relatively High
Plymouth County 25,747 12 $3.4M Relatively High
Calhoun County 9,803 9 $3.3M Very High
Henry County 20,004 6 $3.3M Relatively High
Appanoose County 12,184 4 $3.2M Relatively High
Palo Alto County 8,863 10 $3.1M Relatively High
Jackson County 19,390 12 $3.0M Relatively High
Bremer County 25,204 8 $2.9M Relatively Moderate
Taylor County 5,868 8 $2.9M Very High
Sac County 9,689 13 $2.8M Very High
Jasper County 37,954 10 $2.8M Relatively Moderate
Audubon County 5,599 8 $2.8M Very High
Mills County 14,568 11 $2.8M Relatively High
Guthrie County 10,688 12 $2.8M Very High
Hardin County 16,639 10 $2.7M Very High
Winneshiek County 19,873 7 $2.7M Very High
Fayette County 19,288 13 $2.7M Relatively High
Dickinson County 17,990 5 $2.7M Relatively High
Allamakee County 14,092 6 $2.7M Relatively High
Buena Vista County 20,753 6 $2.7M Relatively High
Butler County 14,268 12 $2.6M Relatively High
Marion County 33,642 10 $2.6M Relatively Moderate
Van Buren County 7,241 7 $2.6M Very High
Boone County 26,668 7 $2.6M Relatively High
Ringgold County 4,645 4 $2.6M Very High
Jefferson County 15,705 8 $2.6M Relatively High
Poweshiek County 18,545 10 $2.5M Relatively High
Clayton County 17,013 19 $2.5M Relatively High
O'Brien County 14,126 7 $2.5M Relatively High
Davis County 9,157 4 $2.4M Very High
Hamilton County 14,886 7 $2.4M Very High
Decatur County 7,759 8 $2.4M Very High
Washington County 22,561 8 $2.3M Relatively High
Delaware County 17,558 10 $2.3M Very High
Lucas County 8,716 7 $2.3M Relatively High
Jones County 20,896 6 $2.2M Relatively High
Mahaska County 22,021 3 $2.2M Relatively Moderate
Lyon County 12,162 7 $2.1M Very High
Cedar County 18,349 7 $2.1M Relatively High
Floyd County 15,328 8 $2.1M Very High
Clay County 16,461 9 $2.0M Very High
Madison County 16,926 7 $2.0M Relatively High
Harrison County 14,632 11 $2.0M Relatively High
Adams County 3,622 5 $2.0M Very High
Ida County 6,911 5 $1.9M Relatively High
Humboldt County 9,591 10 $1.9M Relatively High
Iowa County 16,507 6 $1.9M Very High
Benton County 25,724 13 $1.8M Relatively High
Monroe County 7,513 5 $1.8M Relatively High
Buchanan County 20,694 9 $1.8M Relatively High
Monona County 8,557 9 $1.8M Relatively High
Louisa County 10,678 6 $1.8M Very High
Chickasaw County 11,807 9 $1.8M Relatively High
Fremont County 6,514 5 $1.7M Relatively High
Cherokee County 11,600 8 $1.7M Relatively High
Wright County 12,791 7 $1.7M Very High
Franklin County 9,956 10 $1.6M Relatively High
Wayne County 6,532 6 $1.6M Relatively High
Tama County 16,868 14 $1.6M Relatively High
Hancock County 10,671 8 $1.5M Relatively High
Pocahontas County 7,046 10 $1.5M Very High
Winnebago County 10,583 5 $1.4M Very High
Keokuk County 9,924 11 $1.3M Relatively High
Osceola County 6,100 5 $1.2M Very High
Grundy County 12,384 13 $1.1M Relatively High
Howard County 9,445 5 $1.0M Relatively High
Mitchell County 10,575 4 $1.0M Very High
Worth County 7,350 5 $837.6K Relatively High
No counties match your search.
Don't see your department? Profiles exist for every department in NERIS Public with a published boundary polygon. Departments registered without a boundary, or not yet registered with NERIS, do not have a page yet because the analysis is geography-based. See why a department might be missing or contact us and we will look into it.

Risk Snapshot

11.1%
Poverty Rate
18.1%
Age 65+
12.6%
Disability Rate
5.0%
Uninsured
61.6%
Pre-1980 Housing
3.2%
Mobile Homes
8.5%
Vacancy Rate
1.1%
Wood Heat
$79,835
Median HH Income

FEMA Disaster Declarations

475
Last 10 Years
1226
Last 25 Years
Severe Storm
Most Frequent

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