Natural Hazard Loss Profile
Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.
These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Cumberland County, the largest single contributor is Winter Weather, 22% of the life-safety total.
Cumberland County carries an expected under 1 natural hazard fatality-equivalents and $55.6M in building loss per year. Rank chips compare the 16 Maine counties. Nationally, Cumberland County ranks 599th of 3,222 U.S. counties for life-safety loss, 2962nd for life safety per 100k residents, 359th for property loss, and 2930th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.
Add fire mortality, cause, and loss
Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Cumberland County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.
Talk to us about Cumberland County See what a department seesWhat Drives the Loss
Total expected annual loss: $69,167,965 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.
Hazards Ranked Two Ways
The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.
By life-safety loss ($/yr)
By property loss ($/yr)
Census Tract Risk Map
Shaded by quintile across the census tracts in Cumberland County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.
Fire Service Profile
Department composition covers the 38 departments registered in NERIS Public for Cumberland County, ME. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.
Department Rankings
Fire and EMS departments serving Cumberland County. Click column headers to sort.
NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.
Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.
| Department ▲ | Est. Population ▲ | Life-Safety Loss ▼ | NRI Rating ▲ | Stations ▲ |
|---|---|---|---|---|
| Skowhegan Fire Department | 39,632 | $7.1M | Relatively Moderate | 1 |
| Portland Fire Department | 67,270 | $3.1M | Very Low | 14 |
| Hollis Fire Department | 63,494 | $1.7M | Relatively Low | 4 |
| Carmel Fire & Rescue | 30,128 | $1.5M | Relatively Low | 1 |
| Naples Fire Department | 34,656 | $1.5M | Very Low | 3 |
| Bridgewater Fire Department | 12,961 | $1.5M | Relatively Low | 1 |
| Freeport Fire Rescue | 31,928 | $1.3M | Relatively Low | 1 |
| Lamoine Volunteer Fire Department | 20,563 | $1.3M | Relatively Moderate | 1 |
| Cumberland Fire Department | 33,336 | $1.2M | Very Low | 4 |
| Scarborough Fire Department | 20,368 | $1.0M | Relatively Low | 6 |
| South Portland Fire Department | 20,522 | $990.4K | Very Low | 3 |
| Berwick Fire Department | 25,502 | $905.5K | Relatively Low | 3 |
| Brunswick Fire Department | 20,907 | $898.8K | Relatively Low | 4 |
| Westbrook Fire & Rescue Department | 19,544 | $888.3K | Relatively Low | 4 |
| Raymond Fire And Rescue | 21,853 | $792.7K | Very Low | 6 |
| Yarmouth Fire-Rescue | 21,853 | $792.7K | Very Low | 1 |
| Gorham Fire Department | 18,180 | $642.7K | Relatively Low | 11 |
| Windham Fire- Rescue | 19,081 | $638.4K | Very Low | 4 |
| Jefferson Fire And Rescue | 16,298 | $601.5K | Relatively Low | 3 |
| Buxton Fire-Rescue | 20,320 | $528.7K | Very Low | 5 |
| New Gloucester Fire & Rescue Department | 15,891 | $518.9K | Very Low | 1 |
| Falmouth Fire-Ems Department | 11,478 | $479.1K | Very Low | 3 |
| Limington Fire & Ems | 15,825 | $425.8K | Very Low | 2 |
| Cape Elizabeth Fire Department | 9,207 | $417.5K | Very Low | 2 |
| Standish Fire Emergency Medical Services | 10,696 | $357.8K | Very Low | 3 |
| Sebago Fire Department | 7,228 | $291.6K | Very Low | 4 |
| Topsham Fire & Rescue | 9,706 | $277.3K | Relatively Low | 1 |
| Orrs & Bailey Islands Fire Department | 5,046 | $255.3K | Relatively Low | 2 |
| Pownal Fire & Rescue | 7,462 | $232.7K | Relatively Low | 2 |
| Bridgton Fire Department | 5,642 | $213.4K | Very Low | 4 |
| Cundy's Harbor Volunteer Fire Department, Inc. | 2,893 | $153.6K | Relatively Low | 1 |
| North Yarmouth Fire Rescue | 4,240 | $140.4K | Very Low | 2 |
| Frye Island Fire Department | 3,760 | $132.1K | Relatively Low | 1 |
| Baldwin Fire Department | 3,243 | $132.1K | Very Low | 3 |
| Casco Fire Rescue | 3,696 | $130.8K | Very Low | 2 |
| Harpswell Neck Fire & Rescue | 2,153 | $101.7K | Relatively Low | 1 |
| Harrison Fire Department | 2,513 | $98.2K | Very Low | 1 |
| Long Island Fire & Rescue | 1,381 | $70.6K | Relatively Low | 1 |
Risk Snapshot
FEMA Disaster Declarations
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