Arborlook
Risk & Response
by Arborlook Insights

Montcalm County, MI

Community risk profile | NRI Score: 53.9 Relatively Moderate

67,816
Population
11
Departments
15
Stations
14
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
0.38
expected fatality-equivalents per year, natural hazards only
36th highest of 83
Life Safety per 100k
0.56
natural hazard fatality-equivalents per 100,000 residents
55th highest of 83
Natural Hazard Property Loss
$13.8M
expected building loss per year, natural hazards only
32nd highest of 83
Property Loss per Resident
$203
natural hazard building loss per resident per year
55th highest of 83

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Montcalm County, the largest single contributor is Tornado, 29% of the life-safety total.

Montcalm County carries an expected under 1 natural hazard fatality-equivalents and $13.8M in building loss per year. Rank chips compare the 83 Michigan counties. Nationally, Montcalm County ranks 1305th of 3,222 U.S. counties for life-safety loss, 2438th for life safety per 100k residents, 1197th for property loss, and 2742nd for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Montcalm County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Montcalm County See what a department sees

What Drives the Loss

71%
27%
Property (buildings): $13.8M (71.4%)
Life safety: $5.2M (27.0%)
Agriculture: $298K (1.5%)

Total expected annual loss: $19,262,383 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Tornado
$1.5M
Cold Wave
$1.5M
Strong Wind
$1.1M
Winter Weather
$647K
Lightning
$196K
Heat Wave
$152K

By property loss ($/yr)

Inland Flooding
$9.6M
Strong Wind
$1.8M
Tornado
$1.8M
Hail
$161K
Ice Storm
$133K
Earthquake
$123K

Census Tract Risk Map

Shaded by quintile across the census tracts in Montcalm County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

27%
73%
Combination: 27% (3)
Volunteer: 73% (8)
Residents per Station
4,521
census population per registered station
Stations per 100k
22.1
registered stations per 100,000 residents

Department composition covers the 11 departments registered in NERIS Public for Montcalm County, MI. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Montcalm County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 11 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
Lakeview District Fire Department 31,942 $2.2M Relatively Moderate 2
Sheridan Community Fire Department 22,205 $1.9M Relatively High 1
Crystal Township Fire Department 17,171 $1.5M Relatively High 1
Greenville Department Of Public Safety 16,737 $1.3M Relatively Moderate 1
Stanton Community Fire Department 16,213 $1.2M Relatively Moderate 1
Sand Lake Fire Department 16,708 $1.1M Relatively Low 4
Carson City Fire Department 9,632 $911.5K Very High 1
Montcalm Township Fire Department 12,587 $909.2K Relatively Moderate 1
Home Township Fire Department 7,956 $627.2K Relatively Moderate 1
Howard City Fire Department 8,175 $544.7K Relatively Low 1
Belvidere Township Fire Department 6,675 $470.1K Relatively Low 1
No departments match your search.

Risk Snapshot

12.6%
Poverty Rate
17.9%
Age 65+
16.2%
Disability Rate
8.9%
Uninsured
53.9%
Pre-1980 Housing
13.7%
Mobile Homes
12.9%
Vacancy Rate
9.1%
Wood Heat
$68,255
Median HH Income

FEMA Disaster Declarations

3
Last 10 Years
5
Last 25 Years
Flood
Most Frequent

Response-level intelligence for your region

Our Regional tier gives county fire authorities and state fire marshals rollup dashboards across all departments in your jurisdiction: response time analytics, cross-department benchmarking, and coverage gap analysis.

Explore the Regional Tier See the Response Demo