Natural Hazard Loss Profile
Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.
These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Oakland County, the largest single contributor is Cold Wave, 43% of the life-safety total.
Oakland County carries an expected 9 natural hazard fatality-equivalents and $229.7M in building loss per year. Rank chips compare the 83 Michigan counties. Nationally, Oakland County ranks 44th of 3,222 U.S. counties for life-safety loss, 2173rd for life safety per 100k residents, 78th for property loss, and 2935th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.
Add fire mortality, cause, and loss
Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Oakland County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.
Talk to us about Oakland County See what a department seesWhat Drives the Loss
Total expected annual loss: $359,060,570 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.
Hazards Ranked Two Ways
The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.
By life-safety loss ($/yr)
By property loss ($/yr)
Census Tract Risk Map
Shaded by quintile across the census tracts in Oakland County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.
Fire Service Profile
Department composition covers the 54 departments registered in NERIS Public for Oakland County, MI. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.
Department Rankings
Fire and EMS departments serving Oakland County. Click column headers to sort.
NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.
Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.
| Department ▲ | Est. Population ▲ | Life-Safety Loss ▼ | NRI Rating ▲ | Stations ▲ |
|---|---|---|---|---|
| Charter Township Of Waterford | 129,019 | $13.0M | Relatively Low | 15 |
| Troy Fire Department | 84,552 | $8.5M | Relatively Low | 16 |
| Farmington Hills Fire Department | 79,120 | $8.3M | Relatively Low | 14 |
| Rochester Hills Fire Department | 86,294 | $8.1M | Relatively Low | 26 |
| West Bloomfield Fire Department | 69,797 | $7.4M | Relatively Low | 15 |
| Southfield Fire Department | 71,820 | $7.3M | Relatively Low | 12 |
| City Of Novi Fire Department | 63,989 | $6.8M | Relatively Moderate | 4 |
| Bloomfield Township Fire Department | 60,378 | $6.1M | Relatively Moderate | 18 |
| City Of Royal Oak Fire Department | 53,881 | $5.5M | Relatively Low | 5 |
| Howell Area Fire Department | 64,989 | $5.4M | Relatively Low | 17 |
| Lyon Township Fire Department | 46,127 | $4.7M | Relatively Moderate | 7 |
| Commerce Township Fire Department | 41,267 | $4.4M | Relatively Low | 4 |
| Brighton Area Fire Authority | 46,418 | $4.0M | Relatively Low | 5 |
| City Of Mt. Pleasant Fire Department | 43,841 | $3.9M | Relatively Moderate | 1 |
| Independence Fire Department | 36,610 | $3.6M | Relatively Low | 3 |
| Auburn Hills Fire Department | 39,943 | $3.6M | Relatively Low | 4 |
| Northville City Fire Department | 42,126 | $3.5M | Relatively Low | 2 |
| Orion Township Fire Department | 37,286 | $3.4M | Very Low | 8 |
| Georgetown Charter Township Fire Department | 70,690 | $3.4M | Very Low | 4 |
| Highland Township Fire Department | 33,424 | $3.2M | Relatively Low | 5 |
| White Lake Township Fire Department | 30,059 | $3.2M | Relatively Low | 3 |
| Oakland Township Fire Department | 33,091 | $3.1M | Relatively Low | 2 |
| Oak Park Public Safety | 26,383 | $2.7M | Relatively Low | 25 |
| Lenox Fire Department | 31,471 | $2.7M | Relatively Moderate | 3 |
| Madison Heights Fire Department | 26,348 | $2.6M | Relatively Moderate | 2 |
| Hastings Fire Department | 46,272 | $2.4M | Relatively Low | 1 |
| Rose City Area Fire Department | 23,095 | $2.3M | Relatively Moderate | 1 |
| Oxford Fire Department | 22,043 | $2.0M | Very Low | 2 |
| Birmingham Fire Department | 18,631 | $1.9M | Relatively Low | 8 |
| Milford Fire Department | 17,129 | $1.8M | Relatively Moderate | 6 |
| Ferndale Fire Rescue Headquarters | 17,288 | $1.7M | Very Low | 5 |
| Wixom Fire Department | 16,126 | $1.7M | Relatively Low | 2 |
| North Oakland County Fire Authority | 17,030 | $1.5M | Relatively Low | 4 |
| Brandon Fire Department | 15,218 | $1.5M | Relatively Low | 7 |
| Springfield Township Fire Department | 14,548 | $1.4M | Very Low | 5 |
| Berkley Public Safety Department | 13,347 | $1.3M | Very Low | 12 |
| Hazel Park Fire Department | 13,322 | $1.3M | Relatively Low | 1 |
| Addison Township Fire Department | 14,989 | $1.1M | Relatively Low | 2 |
| Dryden Township Fire Department | 11,075 | $1.1M | Relatively Low | 2 |
| South Lyon Fire Department | 9,788 | $1.0M | Relatively Low | 2 |
| Rochester Fire Department | 11,252 | $1.0M | Very Low | 1 |
| Attica Fire Department | 9,994 | $1.0M | Relatively Moderate | 1 |
| Clawson Fire Department | 9,761 | $981.7K | Very Low | 3 |
| Farmington Public Safety Department | 9,215 | $974.4K | Relatively Low | 10 |
| Ada Township Fire Department | 16,180 | $965.5K | Relatively Moderate | 2 |
| Beverly Hills Public Safety | 9,297 | $945.0K | Relatively Low | 9 |
| Groveland Township Fire Department | 9,602 | $928.7K | Very Low | 5 |
| Jefferson Township Fire and Rescue | 11,092 | $866.2K | Relatively Low | 1 |
| Walled Lake Fire Department | 6,063 | $652.3K | Relatively Low | 1 |
| Franklin-Bingham Fire Department | 5,563 | $599.6K | Relatively Moderate | 1 |
| Huntington Woods Department Of Public Safety | 5,320 | $548.4K | Relatively Low | 10 |
| Onaway Area Fire Department | 5,196 | $525.9K | Relatively Moderate | 1 |
| Village Of Holly Fire Department | 5,140 | $515.0K | Relatively Moderate | 1 |
| Bloomfield Hills Department Of Public Safety | 4,040 | $418.8K | Relatively High | 5 |
Risk Snapshot
FEMA Disaster Declarations
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