Natural Hazard Loss Profile
Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.
These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Minnesota, the largest single contributor is Cold Wave, 55% of the life-safety total.
Minnesota carries an expected 60 natural hazard fatality-equivalents and $1.7B in building loss per year. Ranks compare all 50 states plus DC and Puerto Rico. Computed from census tract data covering every resident, independent of fire department boundaries.
Add fire mortality, cause, and loss
Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments in Minnesota enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.
Talk to us about Minnesota See what a department seesWhat Drives the Loss
Total expected annual loss: $2,581,627,663 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.
Hazards Ranked Two Ways
The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.
By life-safety loss ($/yr)
By property loss ($/yr)
County Risk Map
Shaded by quintile across counties in this state. Click any county for its full profile.
Fire Service Profile
Department composition covers the 713 departments registered in NERIS Public for Minnesota. Departments that have not registered are not counted. The mix is computed over the departments NERIS registers to Minnesota; departments based elsewhere that respond into it are counted in the total above but not in the mix. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.
County Rankings
Counties in Minnesota ranked by risk. Click column headers to sort. Click a county to see its departments.
NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.
Department and station counts are derived from boundaries self-reported through NERIS Public and may not reflect current service areas. A department serving several counties is counted in each, so the Departments column adds up to more than the statewide department total. Risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.
| County ▲ | Population ▲ | Departments ▲ | Life-Safety Loss ▼ | NRI Rating ▲ |
|---|---|---|---|---|
| Hennepin County | 1.3M | 33 | $188.7M | Relatively Moderate |
| Ramsey County | 542,945 | 12 | $85.5M | Relatively Moderate |
| St. Louis County | 200,123 | 62 | $59.3M | Relatively Moderate |
| Dakota County | 445,771 | 12 | $41.4M | Relatively Low |
| Washington County | 276,238 | 14 | $31.0M | Relatively Moderate |
| Olmsted County | 164,498 | 13 | $27.8M | Relatively High |
| Anoka County | 370,349 | 15 | $24.4M | Relatively Low |
| Carlton County | 36,518 | 11 | $19.5M | Very High |
| Scott County | 154,557 | 9 | $18.8M | Relatively Moderate |
| Stearns County | 160,865 | 31 | $17.4M | Relatively High |
| Itasca County | 45,275 | 17 | $16.6M | Relatively High |
| Blue Earth County | 69,871 | 17 | $12.9M | Relatively High |
| Carver County | 110,041 | 14 | $12.8M | Relatively Low |
| Brown County | 25,800 | 13 | $11.5M | Relatively High |
| Crow Wing County | 67,686 | 17 | $10.8M | Relatively High |
| Wright County | 148,269 | 19 | $10.1M | Relatively Moderate |
| Otter Tail County | 60,475 | 21 | $9.0M | Relatively High |
| Rice County | 67,917 | 7 | $8.8M | Relatively High |
| Winona County | 49,779 | 16 | $8.5M | Relatively High |
| Pine County | 29,640 | 14 | $7.7M | Relatively High |
| Sherburne County | 100,560 | 11 | $7.5M | Relatively Low |
| McLeod County | 36,798 | 7 | $7.2M | Relatively High |
| Lake County | 10,879 | 5 | $7.0M | Very High |
| Clay County | 66,059 | 15 | $6.6M | Relatively High |
| Kandiyohi County | 44,079 | 12 | $6.6M | Relatively Moderate |
| Douglas County | 39,575 | 12 | $6.4M | Relatively Moderate |
| Goodhue County | 47,943 | 10 | $5.9M | Relatively High |
| Chisago County | 57,991 | 16 | $5.8M | Relatively Moderate |
| Polk County | 30,705 | 15 | $5.6M | Relatively High |
| Yellow Medicine County | 9,451 | 12 | $5.0M | Very High |
| Cass County | 30,992 | 13 | $4.9M | Relatively Moderate |
| Steele County | 37,439 | 7 | $4.8M | Relatively High |
| Nicollet County | 34,411 | 9 | $4.7M | Relatively High |
| Lyon County | 25,503 | 10 | $4.7M | Relatively High |
| Beltrami County | 46,512 | 9 | $4.6M | Relatively Moderate |
| Aitkin County | 16,056 | 11 | $4.5M | Relatively High |
| Benton County | 41,593 | 7 | $4.3M | Relatively Moderate |
| Mower County | 40,343 | 16 | $3.9M | Relatively High |
| Morrison County | 34,249 | 13 | $3.8M | Very High |
| Houston County | 18,653 | 10 | $3.8M | Relatively High |
| Freeborn County | 30,623 | 19 | $3.7M | Relatively Moderate |
| Redwood County | 15,350 | 16 | $3.7M | Relatively High |
| Meeker County | 23,468 | 7 | $3.4M | Relatively High |
| Nobles County | 22,041 | 10 | $3.4M | Very High |
| Chippewa County | 12,377 | 6 | $3.3M | Relatively High |
| Renville County | 14,558 | 14 | $3.3M | Relatively High |
| Martin County | 19,780 | 11 | $3.2M | Relatively High |
| Isanti County | 42,596 | 10 | $3.1M | Relatively Moderate |
| Sibley County | 15,005 | 11 | $3.0M | Very High |
| Fillmore County | 21,414 | 11 | $2.9M | Relatively High |
| Kanabec County | 16,390 | 6 | $2.9M | Relatively High |
| Cottonwood County | 11,458 | 9 | $2.8M | Relatively High |
| Mille Lacs County | 27,125 | 7 | $2.7M | Relatively Moderate |
| Lac qui Parle County | 6,682 | 11 | $2.7M | Relatively High |
| Swift County | 9,748 | 8 | $2.6M | Relatively High |
| Watonwan County | 11,205 | 6 | $2.6M | Very High |
| Stevens County | 9,739 | 6 | $2.5M | Relatively High |
| Le Sueur County | 29,113 | 11 | $2.4M | Relatively Moderate |
| Koochiching County | 11,833 | 11 | $2.4M | Relatively High |
| Pope County | 11,418 | 7 | $2.3M | Relatively High |
| Jackson County | 9,933 | 10 | $2.3M | Relatively High |
| Pipestone County | 9,284 | 5 | $2.3M | Relatively Moderate |
| Waseca County | 18,885 | 5 | $2.2M | Relatively High |
| Dodge County | 21,045 | 7 | $2.2M | Relatively Moderate |
| Wabasha County | 21,565 | 5 | $2.2M | Relatively High |
| Faribault County | 13,914 | 10 | $2.1M | Relatively High |
| Big Stone County | 5,127 | 7 | $2.0M | Relatively Moderate |
| Cook County | 5,635 | 8 | $2.0M | Relatively Moderate |
| Hubbard County | 21,831 | 7 | $1.9M | Relatively High |
| Becker County | 35,343 | 15 | $1.9M | Relatively Moderate |
| Todd County | 25,575 | 14 | $1.7M | Relatively Moderate |
| Rock County | 9,621 | 8 | $1.6M | Relatively High |
| Lincoln County | 5,603 | 8 | $1.6M | Very High |
| Murray County | 8,097 | 9 | $1.5M | Relatively High |
| Grant County | 6,127 | 7 | $1.4M | Relatively High |
| Wilkin County | 6,371 | 12 | $1.2M | Relatively High |
| Wadena County | 14,256 | 4 | $1.2M | Relatively High |
| Roseau County | 15,302 | 5 | $941.1K | Very High |
| Traverse County | 3,243 | 5 | $939.5K | Relatively High |
| Pennington County | 13,791 | 4 | $703.0K | Very High |
| Clearwater County | 8,616 | 7 | $589.8K | Relatively Low |
| Marshall County | 8,909 | 11 | $497.9K | Relatively High |
| Lake of the Woods County | 3,821 | 2 | $288.6K | Relatively Moderate |
| Norman County | 6,367 | 8 | $277.8K | Relatively High |
| Mahnomen County | 5,358 | 4 | $270.9K | Relatively High |
| Kittson County | 4,084 | 6 | $251.4K | Relatively High |
| Red Lake County | 3,915 | 4 | $216.0K | Relatively Moderate |
Risk Snapshot
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