Arborlook
Risk & Response
by Arborlook Insights

Minnesota

Statewide risk profile

5.7M
Population
87
Counties
713
Departments
1,041
Stations

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
60.3
expected fatality-equivalents per year, natural hazards only
18th highest of 52
Life Safety per 100k
1.05
natural hazard fatality-equivalents per 100,000 residents
29th highest of 52
Natural Hazard Property Loss
$1.7B
expected building loss per year, natural hazards only
21st highest of 52
Property Loss per Resident
$290
natural hazard building loss per resident per year
29th highest of 52

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Minnesota, the largest single contributor is Cold Wave, 55% of the life-safety total.

Minnesota carries an expected 60 natural hazard fatality-equivalents and $1.7B in building loss per year. Ranks compare all 50 states plus DC and Puerto Rico. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments in Minnesota enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Minnesota See what a department sees

What Drives the Loss

65%
32%
Property (buildings): $1.7B (64.5%)
Life safety: $825.5M (32.0%)
Agriculture: $90.0M (3.5%)

Total expected annual loss: $2,581,627,663 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Cold Wave
$457.1M
Tornado
$163.8M
Heat Wave
$102.8M
Strong Wind
$49.6M
Lightning
$23.1M
Winter Weather
$11.9M

By property loss ($/yr)

Inland Flooding
$1.3B
Tornado
$183.6M
Hail
$97.1M
Strong Wind
$95.9M
Wildfire
$11.4M
Winter Weather
$7.7M

County Risk Map

Shaded by quintile across counties in this state. Click any county for its full profile.

Fire Service Profile

24%
66%
Career: 2%
Combination: 8%
Volunteer: 24%
Unreported: 66%
Residents per Station
5,513
census population per registered station
Stations per 100k
18.1
registered stations per 100,000 residents

Department composition covers the 713 departments registered in NERIS Public for Minnesota. Departments that have not registered are not counted. The mix is computed over the departments NERIS registers to Minnesota; departments based elsewhere that respond into it are counted in the total above but not in the mix. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

County Rankings

Counties in Minnesota ranked by risk. Click column headers to sort. Click a county to see its departments.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department and station counts are derived from boundaries self-reported through NERIS Public and may not reflect current service areas. A department serving several counties is counted in each, so the Departments column adds up to more than the statewide department total. Risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 87 counties
County Population Departments Life-Safety Loss NRI Rating
Hennepin County 1.3M 33 $188.7M Relatively Moderate
Ramsey County 542,945 12 $85.5M Relatively Moderate
St. Louis County 200,123 62 $59.3M Relatively Moderate
Dakota County 445,771 12 $41.4M Relatively Low
Washington County 276,238 14 $31.0M Relatively Moderate
Olmsted County 164,498 13 $27.8M Relatively High
Anoka County 370,349 15 $24.4M Relatively Low
Carlton County 36,518 11 $19.5M Very High
Scott County 154,557 9 $18.8M Relatively Moderate
Stearns County 160,865 31 $17.4M Relatively High
Itasca County 45,275 17 $16.6M Relatively High
Blue Earth County 69,871 17 $12.9M Relatively High
Carver County 110,041 14 $12.8M Relatively Low
Brown County 25,800 13 $11.5M Relatively High
Crow Wing County 67,686 17 $10.8M Relatively High
Wright County 148,269 19 $10.1M Relatively Moderate
Otter Tail County 60,475 21 $9.0M Relatively High
Rice County 67,917 7 $8.8M Relatively High
Winona County 49,779 16 $8.5M Relatively High
Pine County 29,640 14 $7.7M Relatively High
Sherburne County 100,560 11 $7.5M Relatively Low
McLeod County 36,798 7 $7.2M Relatively High
Lake County 10,879 5 $7.0M Very High
Clay County 66,059 15 $6.6M Relatively High
Kandiyohi County 44,079 12 $6.6M Relatively Moderate
Douglas County 39,575 12 $6.4M Relatively Moderate
Goodhue County 47,943 10 $5.9M Relatively High
Chisago County 57,991 16 $5.8M Relatively Moderate
Polk County 30,705 15 $5.6M Relatively High
Yellow Medicine County 9,451 12 $5.0M Very High
Cass County 30,992 13 $4.9M Relatively Moderate
Steele County 37,439 7 $4.8M Relatively High
Nicollet County 34,411 9 $4.7M Relatively High
Lyon County 25,503 10 $4.7M Relatively High
Beltrami County 46,512 9 $4.6M Relatively Moderate
Aitkin County 16,056 11 $4.5M Relatively High
Benton County 41,593 7 $4.3M Relatively Moderate
Mower County 40,343 16 $3.9M Relatively High
Morrison County 34,249 13 $3.8M Very High
Houston County 18,653 10 $3.8M Relatively High
Freeborn County 30,623 19 $3.7M Relatively Moderate
Redwood County 15,350 16 $3.7M Relatively High
Meeker County 23,468 7 $3.4M Relatively High
Nobles County 22,041 10 $3.4M Very High
Chippewa County 12,377 6 $3.3M Relatively High
Renville County 14,558 14 $3.3M Relatively High
Martin County 19,780 11 $3.2M Relatively High
Isanti County 42,596 10 $3.1M Relatively Moderate
Sibley County 15,005 11 $3.0M Very High
Fillmore County 21,414 11 $2.9M Relatively High
Kanabec County 16,390 6 $2.9M Relatively High
Cottonwood County 11,458 9 $2.8M Relatively High
Mille Lacs County 27,125 7 $2.7M Relatively Moderate
Lac qui Parle County 6,682 11 $2.7M Relatively High
Swift County 9,748 8 $2.6M Relatively High
Watonwan County 11,205 6 $2.6M Very High
Stevens County 9,739 6 $2.5M Relatively High
Le Sueur County 29,113 11 $2.4M Relatively Moderate
Koochiching County 11,833 11 $2.4M Relatively High
Pope County 11,418 7 $2.3M Relatively High
Jackson County 9,933 10 $2.3M Relatively High
Pipestone County 9,284 5 $2.3M Relatively Moderate
Waseca County 18,885 5 $2.2M Relatively High
Dodge County 21,045 7 $2.2M Relatively Moderate
Wabasha County 21,565 5 $2.2M Relatively High
Faribault County 13,914 10 $2.1M Relatively High
Big Stone County 5,127 7 $2.0M Relatively Moderate
Cook County 5,635 8 $2.0M Relatively Moderate
Hubbard County 21,831 7 $1.9M Relatively High
Becker County 35,343 15 $1.9M Relatively Moderate
Todd County 25,575 14 $1.7M Relatively Moderate
Rock County 9,621 8 $1.6M Relatively High
Lincoln County 5,603 8 $1.6M Very High
Murray County 8,097 9 $1.5M Relatively High
Grant County 6,127 7 $1.4M Relatively High
Wilkin County 6,371 12 $1.2M Relatively High
Wadena County 14,256 4 $1.2M Relatively High
Roseau County 15,302 5 $941.1K Very High
Traverse County 3,243 5 $939.5K Relatively High
Pennington County 13,791 4 $703.0K Very High
Clearwater County 8,616 7 $589.8K Relatively Low
Marshall County 8,909 11 $497.9K Relatively High
Lake of the Woods County 3,821 2 $288.6K Relatively Moderate
Norman County 6,367 8 $277.8K Relatively High
Mahnomen County 5,358 4 $270.9K Relatively High
Kittson County 4,084 6 $251.4K Relatively High
Red Lake County 3,915 4 $216.0K Relatively Moderate
No counties match your search.
Don't see your department? Profiles exist for every department in NERIS Public with a published boundary polygon. Departments registered without a boundary, or not yet registered with NERIS, do not have a page yet because the analysis is geography-based. See why a department might be missing or contact us and we will look into it.

Risk Snapshot

9.3%
Poverty Rate
17.3%
Age 65+
11.6%
Disability Rate
4.7%
Uninsured
52.1%
Pre-1980 Housing
2.9%
Mobile Homes
9.3%
Vacancy Rate
1.6%
Wood Heat
$96,493
Median HH Income

FEMA Disaster Declarations

390
Last 10 Years
859
Last 25 Years
Flood
Most Frequent

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