Arborlook
Risk & Response
by Arborlook Insights

Camden County, MO

Community risk profile | NRI Score: 87.6 Very High

43,667
Population
9
Departments
48
Stations
19
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
0.68
expected fatality-equivalents per year, natural hazards only
43rd highest of 115
Life Safety per 100k
1.55
natural hazard fatality-equivalents per 100,000 residents
79th highest of 115
Natural Hazard Property Loss
$52.2M
expected building loss per year, natural hazards only
8th highest of 115
Property Loss per Resident
$1,196
natural hazard building loss per resident per year
1st highest of 115

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Camden County, the largest single contributor is Heat Wave, 32% of the life-safety total.

Camden County carries an expected under 1 natural hazard fatality-equivalents and $52.2M in building loss per year. Rank chips compare the 115 Missouri counties. Nationally, Camden County ranks 844th of 3,222 U.S. counties for life-safety loss, 973rd for life safety per 100k residents, 379th for property loss, and 76th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Camden County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Camden County See what a department sees

What Drives the Loss

85%
15%
Property (buildings): $52.2M (84.6%)
Life safety: $9.3M (15.0%)
Agriculture: $233K (0.4%)

Total expected annual loss: $61,726,301 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Heat Wave
$3.0M
Cold Wave
$2.6M
Tornado
$1.5M
Inland Flooding
$860K
Lightning
$426K
Strong Wind
$363K

By property loss ($/yr)

Inland Flooding
$45.5M
Tornado
$2.6M
Ice Storm
$1.2M
Earthquake
$1.1M
Hail
$632K
Wildfire
$362K

Census Tract Risk Map

Shaded by quintile across the census tracts in Camden County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

11%
33%
56%
Career: 11% (1)
Combination: 33% (3)
Volunteer: 56% (5)
Residents per Station
910
census population per registered station
Stations per 100k
109.9
registered stations per 100,000 residents

Department composition covers the 9 departments registered in NERIS Public for Camden County, MO. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Camden County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 9 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
Mid-County Fire Protection District 32,401 $7.3M Very High 10
Lake Ozark Protection District 15,976 $4.6M Very High 6
Hazelgreen Fire Protection District 10,983 $3.5M Relatively High 3
Northwest Fire Protection District 11,089 $2.7M Very High 5
Sunrise Beach Fire Protection District 10,606 $2.4M Very High 9
Osage Beach Fire Protection District 9,313 $2.1M Very High 8
Southwest Camden County Fire Protection District 6,524 $1.4M Very High 3
Coffman Bend Fire Association 913 $236.2K Very High 2
Lake Road FF14 & FF17 Volunteer Fire Department, Inc 913 $236.2K Very High 2
No departments match your search.

Risk Snapshot

12.6%
Poverty Rate
29.7%
Age 65+
18.1%
Disability Rate
10.4%
Uninsured
28.5%
Pre-1980 Housing
6.6%
Mobile Homes
55.3%
Vacancy Rate
3.2%
Wood Heat
$68,934
Median HH Income

FEMA Disaster Declarations

8
Last 10 Years
22
Last 25 Years
Severe Storm
Most Frequent

Response-level intelligence for your region

Our Regional tier gives county fire authorities and state fire marshals rollup dashboards across all departments in your jurisdiction: response time analytics, cross-department benchmarking, and coverage gap analysis.

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