Arborlook
Risk & Response
by Arborlook Insights

Gallatin County, MT

Community risk profile | NRI Score: 66.1 Relatively High

124,074
Population
19
Departments
47
Stations
26
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
5.01
expected fatality-equivalents per year, natural hazards only
2nd highest of 56
Life Safety per 100k
4.04
natural hazard fatality-equivalents per 100,000 residents
21st highest of 56
Natural Hazard Property Loss
$32.6M
expected building loss per year, natural hazards only
3rd highest of 56
Property Loss per Resident
$263
natural hazard building loss per resident per year
51st highest of 56

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Gallatin County, the largest single contributor is Avalanche, 63% of the life-safety total.

Gallatin County carries an expected 5 natural hazard fatality-equivalents and $32.6M in building loss per year. Rank chips compare the 56 Montana counties. Nationally, Gallatin County ranks 103rd of 3,222 U.S. counties for life-safety loss, 171st for life safety per 100k residents, 549th for property loss, and 2176th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Gallatin County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Gallatin County See what a department sees

What Drives the Loss

32%
67%
Property (buildings): $32.6M (32.0%)
Life safety: $68.7M (67.5%)
Agriculture: $488K (0.5%)

Total expected annual loss: $101,756,823 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Avalanche
$43.2M
Cold Wave
$14.0M
Earthquake
$4.3M
Winter Weather
$3.6M
Lightning
$2.2M
Strong Wind
$533K

By property loss ($/yr)

Inland Flooding
$15.4M
Earthquake
$12.9M
Wildfire
$2.4M
Hail
$1.6M
Tornado
$90K
Strong Wind
$67K

Census Tract Risk Map

Shaded by quintile across the census tracts in Gallatin County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

11%
26%
63%
Career: 11% (2)
Combination: 26% (5)
Volunteer: 63% (12)
Residents per Station
2,640
census population per registered station
Stations per 100k
37.9
registered stations per 100,000 residents

Department composition covers the 19 departments registered in NERIS Public for Gallatin County, MT. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Gallatin County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 19 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
Yellowstone National Park Fire Department 11,169 $57.9M Very High 6
Fort Ellis Fire Service Area 58,753 $41.5M Relatively High 2
Central Valley Fire District 51,647 $24.4M Relatively High 8
Paradise Valley Fire Service Area 6,344 $24.4M Very High 1
Big Sky Fire Department 6,884 $21.0M Very High 3
Gallatin River Ranch Fire Department 8,402 $16.3M Very High 1
Bozeman Fire Department 41,531 $16.1M Relatively Moderate 3
Gallatin Gateway Rural Fire Department 7,611 $16.1M Very High 3
Bridger Canyon Rural Fire District 7,477 $15.9M Very High 1
Park County Rural Fire District #1 6,789 $13.0M Very High 3
Three Forks Volunteer Fire Department 15,750 $11.3M Very High 1
Manhattan Rural Fire District 10,702 $9.5M Very High 0
Manhattan Volunteer Fire Department 10,702 $9.5M Very High 1
Willow Creek Rural Fire Department 7,425 $8.8M Very High 1
Clarkston Fire Service Area #6 3,970 $8.0M Very High 1
Hebgen Basin Rural Fire District 2,191 $8.0M Very High 4
Saint Maries Fire Protection District 16,495 $7.1M Very High 3
Island Park Fire District 1,156 $2.7M Very High 4
Amsterdam Rural Fire District 6,270 $1.2M Very High 1
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Risk Snapshot

9.5%
Poverty Rate
13.6%
Age 65+
8.9%
Disability Rate
6.9%
Uninsured
29.0%
Pre-1980 Housing
5.4%
Mobile Homes
11.0%
Vacancy Rate
3.4%
Wood Heat
$95,982
Median HH Income

FEMA Disaster Declarations

3
Last 10 Years
5
Last 25 Years
Fire
Most Frequent

Response-level intelligence for your region

Our Regional tier gives county fire authorities and state fire marshals rollup dashboards across all departments in your jurisdiction: response time analytics, cross-department benchmarking, and coverage gap analysis.

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