Natural Hazard Loss Profile
Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.
These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For North Carolina, the largest single contributor is Tornado, 25% of the life-safety total.
North Carolina carries an expected 55 natural hazard fatality-equivalents and $3.5B in building loss per year. Ranks compare all 50 states plus DC and Puerto Rico. Computed from census tract data covering every resident, independent of fire department boundaries.
Add fire mortality, cause, and loss
Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments in North Carolina enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.
Talk to us about North Carolina See what a department seesWhat Drives the Loss
Total expected annual loss: $4,429,514,630 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.
Hazards Ranked Two Ways
The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.
By life-safety loss ($/yr)
By property loss ($/yr)
County Risk Map
Shaded by quintile across counties in this state. Click any county for its full profile.
Fire Service Profile
Department composition covers the 1,049 departments registered in NERIS Public for North Carolina. Departments that have not registered are not counted. The mix is computed over the departments NERIS registers to North Carolina; departments based elsewhere that respond into it are counted in the total above but not in the mix. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.
County Rankings
Counties in North Carolina ranked by risk. Click column headers to sort. Click a county to see its departments.
NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.
Department and station counts are derived from boundaries self-reported through NERIS Public and may not reflect current service areas. A department serving several counties is counted in each, so the Departments column adds up to more than the statewide department total. Risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.
| County ▲ | Population ▲ | Departments ▲ | Life-Safety Loss ▼ | NRI Rating ▲ |
|---|---|---|---|---|
| Wake County | 1.2M | 26 | $37.7M | Relatively Low |
| Mecklenburg County | 1.2M | 16 | $36.3M | Relatively Low |
| New Hanover County | 235,229 | 8 | $28.7M | Very High |
| Onslow County | 207,906 | 16 | $25.2M | Very High |
| Buncombe County | 274,360 | 22 | $24.6M | Relatively Moderate |
| Cumberland County | 338,545 | 20 | $23.1M | Relatively Moderate |
| Union County | 250,958 | 17 | $22.6M | Relatively High |
| Johnston County | 234,263 | 26 | $19.4M | Relatively Moderate |
| Durham County | 332,353 | 12 | $18.6M | Relatively Moderate |
| Robeson County | 116,902 | 18 | $16.8M | Relatively High |
| Forsyth County | 389,977 | 21 | $16.5M | Relatively Low |
| Brunswick County | 152,568 | 21 | $16.4M | Very High |
| Rowan County | 149,875 | 24 | $16.1M | Relatively Moderate |
| Guilford County | 547,940 | 25 | $16.0M | Relatively Low |
| Pitt County | 177,193 | 19 | $15.4M | Relatively High |
| Henderson County | 118,484 | 19 | $14.2M | Relatively Moderate |
| Craven County | 102,612 | 19 | $14.0M | Very High |
| Gaston County | 234,881 | 28 | $13.1M | Relatively Low |
| Wayne County | 118,652 | 22 | $12.3M | Relatively High |
| Haywood County | 62,662 | 21 | $12.3M | Relatively High |
| Cabarrus County | 236,133 | 10 | $11.5M | Relatively Moderate |
| Davidson County | 172,954 | 26 | $11.4M | Relatively Moderate |
| Jackson County | 43,771 | 14 | $11.3M | Very High |
| Macon County | 37,941 | 12 | $11.0M | Very High |
| Harnett County | 139,150 | 18 | $10.3M | Relatively Moderate |
| Iredell County | 196,544 | 20 | $9.4M | Relatively Low |
| Orange County | 149,678 | 13 | $9.4M | Relatively Low |
| Surry County | 71,425 | 17 | $9.2M | Relatively Moderate |
| Nash County | 96,216 | 18 | $8.8M | Relatively Moderate |
| Pender County | 65,550 | 10 | $8.6M | Very High |
| Columbus County | 50,140 | 15 | $8.6M | Very High |
| Carteret County | 69,148 | 16 | $8.4M | Very High |
| Catawba County | 163,573 | 17 | $8.0M | Relatively Moderate |
| Alamance County | 176,893 | 14 | $7.9M | Relatively Low |
| Randolph County | 146,348 | 21 | $7.9M | Relatively Moderate |
| Transylvania County | 33,691 | 15 | $7.6M | Relatively High |
| Lenoir County | 54,919 | 15 | $7.5M | Very High |
| Moore County | 104,876 | 18 | $7.0M | Relatively Moderate |
| Edgecombe County | 48,736 | 15 | $6.4M | Relatively High |
| Watauga County | 55,123 | 17 | $6.4M | Relatively High |
| Rutherford County | 64,930 | 20 | $6.0M | Relatively Moderate |
| Beaufort County | 44,499 | 16 | $5.9M | Very High |
| Dare County | 37,875 | 15 | $5.9M | Very High |
| Wilson County | 79,290 | 13 | $5.8M | Relatively Moderate |
| Cleveland County | 100,991 | 16 | $5.6M | Relatively Moderate |
| Sampson County | 59,470 | 16 | $5.3M | Very High |
| Duplin County | 49,335 | 22 | $5.1M | Very High |
| Franklin County | 74,386 | 11 | $5.1M | Relatively Moderate |
| Bladen County | 29,566 | 15 | $4.5M | Very High |
| Chatham County | 80,151 | 12 | $4.4M | Relatively Moderate |
| Ashe County | 26,950 | 13 | $4.3M | Relatively High |
| Lincoln County | 92,716 | 12 | $4.3M | Relatively High |
| Hoke County | 53,835 | 8 | $4.1M | Relatively Moderate |
| Stanly County | 64,651 | 9 | $4.1M | Relatively Moderate |
| Lee County | 65,816 | 6 | $4.1M | Relatively Moderate |
| Richmond County | 42,344 | 9 | $4.0M | Relatively High |
| Halifax County | 47,675 | 12 | $4.0M | Relatively High |
| Burke County | 87,795 | 23 | $3.9M | Relatively Moderate |
| Scotland County | 33,590 | 7 | $3.8M | Relatively High |
| Caldwell County | 80,536 | 17 | $3.7M | Relatively Moderate |
| Wilkes County | 65,935 | 25 | $3.6M | Relatively High |
| Granville County | 60,877 | 13 | $3.3M | Relatively Moderate |
| Pasquotank County | 40,834 | 6 | $3.1M | Relatively High |
| Rockingham County | 92,131 | 21 | $2.8M | Relatively Moderate |
| Cherokee County | 29,562 | 16 | $2.7M | Relatively Moderate |
| McDowell County | 44,817 | 10 | $2.7M | Relatively Moderate |
| Vance County | 42,322 | 8 | $2.7M | Relatively Moderate |
| Yancey County | 18,797 | 9 | $2.6M | Relatively High |
| Madison County | 21,867 | 18 | $2.6M | Relatively Moderate |
| Swain County | 14,013 | 7 | $2.5M | Very High |
| Polk County | 19,891 | 10 | $2.4M | Relatively Moderate |
| Anson County | 22,289 | 5 | $2.4M | Relatively Moderate |
| Alleghany County | 11,174 | 8 | $2.3M | Very High |
| Bertie County | 17,170 | 14 | $2.2M | Very High |
| Davie County | 44,122 | 13 | $2.2M | Relatively Moderate |
| Mitchell County | 14,992 | 7 | $2.1M | Relatively High |
| Martin County | 21,644 | 6 | $2.1M | Very High |
| Person County | 39,542 | 8 | $2.0M | Relatively High |
| Avery County | 17,680 | 11 | $2.0M | Very High |
| Currituck County | 30,601 | 4 | $1.9M | Relatively Low |
| Montgomery County | 26,007 | 10 | $1.8M | Relatively Moderate |
| Yadkin County | 37,574 | 14 | $1.7M | Relatively Moderate |
| Washington County | 10,812 | 5 | $1.7M | Very High |
| Perquimans County | 13,244 | 5 | $1.7M | Very High |
| Alexander County | 36,412 | 5 | $1.7M | Relatively High |
| Greene County | 20,486 | 10 | $1.7M | Very High |
| Hertford County | 19,908 | 11 | $1.7M | Very High |
| Pamlico County | 12,390 | 7 | $1.7M | Very High |
| Graham County | 8,072 | 7 | $1.6M | Relatively High |
| Chowan County | 13,836 | 4 | $1.5M | Very High |
| Stokes County | 45,139 | 16 | $1.4M | Relatively Low |
| Warren County | 18,795 | 10 | $1.4M | Relatively High |
| Gates County | 10,376 | 5 | $1.3M | Relatively High |
| Clay County | 11,610 | 1 | $1.2M | Relatively High |
| Northampton County | 16,931 | 12 | $1.2M | Relatively Moderate |
| Hyde County | 4,592 | 7 | $1.0M | Very High |
| Caswell County | 22,404 | 13 | $975.3K | Relatively Moderate |
| Jones County | 9,302 | 11 | $946.0K | Very High |
| Camden County | 10,927 | 3 | $683.8K | Relatively High |
| Tyrrell County | 3,423 | 2 | $543.7K | Very High |
Risk Snapshot
FEMA Disaster Declarations
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