Natural Hazard Loss Profile
Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.
These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Montgomery County, the largest single contributor is Cold Wave, 44% of the life-safety total.
Montgomery County carries an expected 2 natural hazard fatality-equivalents and $94.4M in building loss per year. Rank chips compare the 88 Ohio counties. Nationally, Montgomery County ranks 323rd of 3,222 U.S. counties for life-safety loss, 2915th for life safety per 100k residents, 230th for property loss, and 2957th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.
Add fire mortality, cause, and loss
Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Montgomery County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.
Talk to us about Montgomery County See what a department seesWhat Drives the Loss
Total expected annual loss: $119,158,374 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.
Hazards Ranked Two Ways
The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.
By life-safety loss ($/yr)
By property loss ($/yr)
Census Tract Risk Map
Shaded by quintile across the census tracts in Montgomery County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.
Fire Service Profile
Department composition covers the 38 departments registered in NERIS Public for Montgomery County, OH. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.
Department Rankings
Fire and EMS departments serving Montgomery County. Click column headers to sort.
NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.
Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.
| Department ▲ | Est. Population ▲ | Life-Safety Loss ▼ | NRI Rating ▲ | Stations ▲ |
|---|---|---|---|---|
| Washington Township Fire Department | 135,003 | $6.9M | Relatively Low | 1 |
| Washington Township Fire Department | 127,766 | $6.8M | Relatively Low | 2 |
| City Of Dayton Fire Department | 136,742 | $6.2M | Relatively Low | 13 |
| Washington Township Fire Department | 60,301 | $2.7M | Relatively Low | 5 |
| Kettering Fire Department | 54,518 | $2.6M | Very Low | 6 |
| Jefferson Township Fire Department | 32,798 | $2.2M | Relatively Moderate | 0 |
| Miami Valley Fire District | 47,147 | $2.1M | Relatively Low | 5 |
| Huber Heights Fire Department | 45,999 | $2.0M | Relatively Low | 3 |
| Jefferson Township Fire Department | 27,193 | $1.6M | Relatively Moderate | 0 |
| City Of Riverside Fire Department | 31,549 | $1.6M | Very Low | 2 |
| Harrison Township Fire Department | 30,749 | $1.5M | Relatively Low | 2 |
| Jefferson Township Fire Department | 24,827 | $1.4M | Relatively Moderate | 1 |
| Jefferson Township Fire Department | 24,827 | $1.4M | Relatively Moderate | 1 |
| Jefferson Township Fire Department | 24,827 | $1.4M | Relatively Moderate | 1 |
| Jefferson Township Fire Department | 24,827 | $1.4M | Relatively Moderate | 1 |
| Harrison Township Fire Department | 14,909 | $1.1M | Relatively Moderate | 0 |
| Clearcreek Fire District | 19,416 | $1.1M | Relatively Low | 3 |
| Germantown Fire Department | 21,405 | $1.0M | Relatively Low | 1 |
| Trotwood Fire & Rescue Department | 20,586 | $995.1K | Relatively Low | 3 |
| Harrison Township Fire Department | 15,682 | $906.0K | Relatively Moderate | 1 |
| Clayton Fire Department | 19,123 | $878.7K | Relatively Low | 2 |
| Tipp City Fire Department | 17,925 | $812.4K | Relatively Low | 1 |
| West Carrollton Fire Department | 15,514 | $804.6K | Relatively Moderate | 2 |
| Englewood Fire Department | 16,653 | $763.4K | Relatively Low | 2 |
| Brookville Fire Department | 14,752 | $758.5K | Relatively Low | 1 |
| Vandalia Fire Division | 14,795 | $692.5K | Relatively Low | 2 |
| Carlisle Fire Department | 8,413 | $690.5K | Relatively High | 1 |
| Laura Fire Company | 10,977 | $687.6K | Relatively Moderate | 1 |
| Jefferson Township Fire Department | 13,839 | $666.2K | Relatively Low | 5 |
| New Lebanon Fire Department | 11,913 | $600.8K | Relatively Moderate | 1 |
| Bethel Township Fire Department | 12,198 | $534.5K | Relatively Moderate | 0 |
| City Of Union Fire Department | 11,029 | $500.8K | Very Low | 1 |
| Harrison Township Fire Department | 9,940 | $423.0K | Relatively Moderate | 0 |
| Butler Township Fire Department | 9,027 | $414.4K | Very Low | 3 |
| City Of Oakwood Public Safety Department | 8,092 | $360.0K | Relatively Low | 1 |
| Moraine Fire Department | 7,152 | $356.4K | Relatively Moderate | 4 |
| Farmersville Fire Department | 6,071 | $297.7K | Relatively Moderate | 1 |
| Phillipsburg Fire Department | 2,801 | $120.5K | Very Low | 1 |
Risk Snapshot
FEMA Disaster Declarations
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