Arborlook
Risk & Response
by Arborlook Insights

Carter County, OK

Community risk profile | NRI Score: 70.1 Relatively High

48,555
Population
14
Departments
23
Stations
16
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
0.92
expected fatality-equivalents per year, natural hazards only
17th highest of 77
Life Safety per 100k
1.90
natural hazard fatality-equivalents per 100,000 residents
33rd highest of 77
Natural Hazard Property Loss
$14.4M
expected building loss per year, natural hazards only
19th highest of 77
Property Loss per Resident
$296
natural hazard building loss per resident per year
48th highest of 77

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Carter County, the largest single contributor is Tornado, 51% of the life-safety total.

Carter County carries an expected under 1 natural hazard fatality-equivalents and $14.4M in building loss per year. Rank chips compare the 77 Oklahoma counties. Nationally, Carter County ranks 632nd of 3,222 U.S. counties for life-safety loss, 690th for life safety per 100k residents, 1161st for property loss, and 1884th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Carter County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Carter County See what a department sees

What Drives the Loss

51%
45%
Property (buildings): $14.4M (51.3%)
Life safety: $12.7M (45.2%)
Agriculture: $977K (3.5%)

Total expected annual loss: $28,003,744 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Tornado
$6.4M
Heat Wave
$2.9M
Cold Wave
$1.0M
Inland Flooding
$810K
Strong Wind
$623K
Lightning
$226K

By property loss ($/yr)

Inland Flooding
$7.5M
Tornado
$2.1M
Hail
$2.0M
Ice Storm
$848K
Strong Wind
$727K
Wildfire
$682K

Census Tract Risk Map

Shaded by quintile across the census tracts in Carter County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

14%
86%
Career: 14% (2)
Volunteer: 86% (12)
Residents per Station
2,111
census population per registered station
Stations per 100k
47.4
registered stations per 100,000 residents

Department composition covers the 14 departments registered in NERIS Public for Carter County, OK. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Carter County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 14 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
Ardmore Fire Department 40,092 $10.5M Relatively High 6
Ardmore Air Park Fire Department 37,175 $9.7M Relatively High 1
Lake Murray State Park Fire Department 37,175 $9.7M Relatively High 1
Criner Hills Fire Department 22,018 $5.9M Very High 2
Healdton Volunteer Fire Department 18,402 $4.7M Relatively High 2
Soldier Creek/ Caney Creek Fire Prevention Association Inc. 15,792 $3.8M Relatively High 1
Springer Volunteer Fire Department 11,477 $3.0M Very High 1
Sneed Volunteer Fire Department 11,411 $2.9M Very High 1
Dickson Fire Department 7,352 $2.0M Very High 2
Ratliff City Volunteer Fire Department 4,213 $1.1M Relatively High 2
Dillard Volunteer Fire Department 3,460 $849.7K Very High 1
Wilson Volunteer Fire Department 3,460 $849.7K Very High 1
Hauani Creek Volunteer Fire Department 3,542 $847.1K Very High 1
Woodford Volunteer Fire Department 2,919 $771.1K Very High 1
No departments match your search.

Risk Snapshot

16.2%
Poverty Rate
17.1%
Age 65+
22.1%
Disability Rate
14.3%
Uninsured
53.7%
Pre-1980 Housing
12.1%
Mobile Homes
11.9%
Vacancy Rate
1.1%
Wood Heat
$62,979
Median HH Income

FEMA Disaster Declarations

6
Last 10 Years
23
Last 25 Years
Severe Storm
Most Frequent

Response-level intelligence for your region

Our Regional tier gives county fire authorities and state fire marshals rollup dashboards across all departments in your jurisdiction: response time analytics, cross-department benchmarking, and coverage gap analysis.

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