Arborlook
Risk & Response
by Arborlook Insights

Bedford County, PA

Community risk profile | NRI Score: 74.2 Relatively High

47,513
Population
25
Departments
31
Stations
12
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
0.15
expected fatality-equivalents per year, natural hazards only
47th highest of 67
Life Safety per 100k
0.31
natural hazard fatality-equivalents per 100,000 residents
38th highest of 67
Natural Hazard Property Loss
$21.8M
expected building loss per year, natural hazards only
35th highest of 67
Property Loss per Resident
$459
natural hazard building loss per resident per year
7th highest of 67

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Bedford County, the largest single contributor is Inland Flooding, 53% of the life-safety total.

Bedford County carries an expected under 1 natural hazard fatality-equivalents and $21.8M in building loss per year. Rank chips compare the 67 Pennsylvania counties. Nationally, Bedford County ranks 2282nd of 3,222 U.S. counties for life-safety loss, 2968th for life safety per 100k residents, 825th for property loss, and 1000th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Bedford County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Bedford County See what a department sees

What Drives the Loss

90%
8%
Property (buildings): $21.8M (89.9%)
Life safety: $2.0M (8.4%)
Agriculture: $406K (1.7%)

Total expected annual loss: $24,229,295 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Inland Flooding
$1.1M
Strong Wind
$416K
Lightning
$154K
Heat Wave
$127K
Tornado
$82K
Winter Weather
$35K

By property loss ($/yr)

Inland Flooding
$20.0M
Hurricane
$1.1M
Tornado
$265K
Earthquake
$146K
Hail
$113K
Strong Wind
$108K

Census Tract Risk Map

Shaded by quintile across the census tracts in Bedford County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

100%
Volunteer: 100% (25)
Residents per Station
1,533
census population per registered station
Stations per 100k
65.2
registered stations per 100,000 residents

Department composition covers the 25 departments registered in NERIS Public for Bedford County, PA. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Bedford County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 25 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
New Franklin Fire Department 128,789 $4.9M Relatively Moderate 1
Alum Bank Community Fire Company 54,674 $3.0M Relatively High 1
Chaneysville Volunteer Fire Company 30,489 $1.1M Relatively Low 1
Irishtown Fire Company, Inc. 30,489 $1.1M Relatively Low 1
United Hook & Ladder Company #33 (Station 1) 30,489 $1.1M Relatively Low 4
United Hook & Ladder Company #33 (Station 2) 30,489 $1.1M Relatively Low 0
Kinzer Fire Company 26,836 $1.0M Relatively High 1
Fountaindale Volunteer Fire Department 19,300 $825.3K Relatively Moderate 2
Hyndman Volunteer Fire Department, Inc. 19,300 $825.3K Relatively Moderate 1
Friendship Fire Company 1, Inc. 18,623 $803.0K Relatively High 1
Martinsburg Volunteer Fire Company #1, Inc. 20,339 $800.1K Relatively High 1
Saxton Volunteer Fire Company 14,247 $758.8K Relatively High 1
Imler Area Volunteer Fire Department 15,474 $754.3K Relatively Moderate 1
Bedford Fire Department #1, Inc. 17,306 $665.2K Relatively High 1
Everett Fire Company 1, Inc. 16,100 $612.2K Relatively High 2
Berlin Fire Department 15,438 $433.7K Relatively Moderate 1
Shawnee Valley Volunteer Fire Company 9,402 $418.7K Relatively High 1
Six Mile Run Area Volunteer Fire Company 8,521 $385.1K Relatively High 2
Robertsdale Wood Broadtop Volunteer Fire Company 5,322 $383.6K Relatively Moderate 1
Cumberland Valley Township Volunteer Fire Department 3,868 $243.0K Relatively High 1
Adams Township Volunteer Fire Company Dunlo 1 5,777 $214.7K Relatively High 1
Summerhill Township Volunteer Fire Company 5,502 $209.8K Relatively Low 2
Windber Fire Company No.1 7,984 $201.6K Relatively Low 1
New Baltimore & Area Volunteer Fire Company 4,742 $172.7K Relatively High 1
Breezewood Volunteer Fire Company 5,118 $154.5K Very High 1
No departments match your search.

Risk Snapshot

11.6%
Poverty Rate
24.0%
Age 65+
17.2%
Disability Rate
7.8%
Uninsured
62.0%
Pre-1980 Housing
15.2%
Mobile Homes
16.2%
Vacancy Rate
10.7%
Wood Heat
$59,843
Median HH Income

FEMA Disaster Declarations

4
Last 10 Years
13
Last 25 Years
Flood
Most Frequent

Response-level intelligence for your region

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