Natural Hazard Loss Profile
Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.
These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Cumberland County, the largest single contributor is Strong Wind, 25% of the life-safety total.
Cumberland County carries an expected under 1 natural hazard fatality-equivalents and $57.3M in building loss per year. Rank chips compare the 67 Pennsylvania counties. Nationally, Cumberland County ranks 775th of 3,222 U.S. counties for life-safety loss, 3041st for life safety per 100k residents, 352nd for property loss, and 2656th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.
Add fire mortality, cause, and loss
Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Cumberland County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.
Talk to us about Cumberland County See what a department seesWhat Drives the Loss
Total expected annual loss: $68,707,523 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.
Hazards Ranked Two Ways
The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.
By life-safety loss ($/yr)
By property loss ($/yr)
Census Tract Risk Map
Shaded by quintile across the census tracts in Cumberland County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.
Fire Service Profile
Department composition covers the 30 departments registered in NERIS Public for Cumberland County, PA. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.
Department Rankings
Fire and EMS departments serving Cumberland County. Click column headers to sort.
NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.
Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.
| Department ▲ | Est. Population ▲ | Life-Safety Loss ▼ | NRI Rating ▲ | Stations ▲ |
|---|---|---|---|---|
| Phoenixville Fire Department | 70,644 | $5.2M | Relatively Moderate | 2 |
| Lower Swatara Volunteer Fire Department | 74,967 | $4.4M | Relatively Moderate | 1 |
| Manchester Township Department Of Fire Services | 67,248 | $2.5M | Relatively Low | 0 |
| Cumberland Valley Hose Company | 70,831 | $2.3M | Relatively Moderate | 1 |
| Monroe Fire Company | 30,943 | $1.3M | Relatively Moderate | 1 |
| Union Fire Company No.1 | 32,347 | $1.2M | Relatively Moderate | 4 |
| Hampden Township Fire Company | 29,752 | $1.0M | Relatively Low | 5 |
| North Middleton Fire Company 39 | 25,437 | $960.1K | Relatively Moderate | 2 |
| South Middleton Township Fire Company | 22,502 | $957.2K | Relatively High | 2 |
| Upper Allen Township Fire Department | 21,009 | $797.1K | Very Low | 1 |
| Vigilant Hose Company # 1 | 18,152 | $794.6K | Relatively High | 1 |
| Markle Volunteer Fire Department | 30,285 | $729.4K | Relatively Low | 2 |
| Newburg-Hopewell Volunteer Fire Company | 19,567 | $673.4K | Relatively Moderate | 1 |
| Friendship Hose Company #1, Inc. | 16,393 | $589.7K | Relatively Moderate | 2 |
| Lower Allen Fire Company | 15,881 | $580.7K | Relatively Low | 2 |
| New Kingstown Fire Company | 15,679 | $546.9K | Relatively Moderate | 1 |
| Silver Spring Community Fire Company | 13,544 | $448.6K | Relatively Moderate | 1 |
| West Pennsboro Volunteer Fire Department | 11,792 | $426.7K | Relatively High | 1 |
| West End Fire & Rescue Company | 15,481 | $402.4K | Relatively Low | 3 |
| South Newton Township Volunteer Fire Company | 7,625 | $308.9K | Relatively Moderate | 2 |
| Northeast Fire & Rescue Company | 8,942 | $295.1K | Relatively Low | 6 |
| Shermans Dale Community Fire Company | 7,189 | $263.7K | Relatively High | 1 |
| Upper Frankford Volunteer Fire Company | 6,874 | $260.2K | Relatively High | 1 |
| Mechanicsburg Volunteer Fire Department | 7,760 | $249.4K | Relatively Low | 1 |
| Camp Hill Fire Company #1 | 6,836 | $240.0K | Very Low | 1 |
| West Shore Bureau Of Fire | 6,159 | $221.5K | Relatively High | 4 |
| Friendship Fire Company | 4,873 | $158.5K | Relatively Low | 0 |
| Lisburn Community Fire Company | 1,608 | $62.0K | Relatively Moderate | 1 |
| Shiremanstown Fire Company | 1,003 | $33.2K | Very Low | 1 |
| Carlisle Barracks Army Fire & Emergency Services | 441 | $20.5K | Relatively Moderate | 1 |
Risk Snapshot
FEMA Disaster Declarations
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