Arborlook
Risk & Response
by Arborlook Insights

Cumberland County, PA

Community risk profile | NRI Score: 42.8 Relatively Moderate

268,323
Population
30
Departments
52
Stations
55
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
0.74
expected fatality-equivalents per year, natural hazards only
16th highest of 67
Life Safety per 100k
0.28
natural hazard fatality-equivalents per 100,000 residents
47th highest of 67
Natural Hazard Property Loss
$57.3M
expected building loss per year, natural hazards only
16th highest of 67
Property Loss per Resident
$214
natural hazard building loss per resident per year
51st highest of 67

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Cumberland County, the largest single contributor is Strong Wind, 25% of the life-safety total.

Cumberland County carries an expected under 1 natural hazard fatality-equivalents and $57.3M in building loss per year. Rank chips compare the 67 Pennsylvania counties. Nationally, Cumberland County ranks 775th of 3,222 U.S. counties for life-safety loss, 3041st for life safety per 100k residents, 352nd for property loss, and 2656th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Cumberland County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Cumberland County See what a department sees

What Drives the Loss

83%
15%
Property (buildings): $57.3M (83.4%)
Life safety: $10.1M (14.7%)
Agriculture: $1.3M (1.9%)

Total expected annual loss: $68,707,523 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Strong Wind
$2.6M
Heat Wave
$2.4M
Inland Flooding
$1.6M
Cold Wave
$785K
Lightning
$700K
Winter Weather
$690K

By property loss ($/yr)

Inland Flooding
$47.9M
Hurricane
$5.2M
Tornado
$2.1M
Earthquake
$1.8M
Strong Wind
$204K
Lightning
$41K

Census Tract Risk Map

Shaded by quintile across the census tracts in Cumberland County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

20%
77%
Career: 3% (1)
Combination: 20% (6)
Volunteer: 77% (23)
Residents per Station
5,160
census population per registered station
Stations per 100k
19.4
registered stations per 100,000 residents

Department composition covers the 30 departments registered in NERIS Public for Cumberland County, PA. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Cumberland County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 30 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
Phoenixville Fire Department 70,644 $5.2M Relatively Moderate 2
Lower Swatara Volunteer Fire Department 74,967 $4.4M Relatively Moderate 1
Manchester Township Department Of Fire Services 67,248 $2.5M Relatively Low 0
Cumberland Valley Hose Company 70,831 $2.3M Relatively Moderate 1
Monroe Fire Company 30,943 $1.3M Relatively Moderate 1
Union Fire Company No.1 32,347 $1.2M Relatively Moderate 4
Hampden Township Fire Company 29,752 $1.0M Relatively Low 5
North Middleton Fire Company 39 25,437 $960.1K Relatively Moderate 2
South Middleton Township Fire Company 22,502 $957.2K Relatively High 2
Upper Allen Township Fire Department 21,009 $797.1K Very Low 1
Vigilant Hose Company # 1 18,152 $794.6K Relatively High 1
Markle Volunteer Fire Department 30,285 $729.4K Relatively Low 2
Newburg-Hopewell Volunteer Fire Company 19,567 $673.4K Relatively Moderate 1
Friendship Hose Company #1, Inc. 16,393 $589.7K Relatively Moderate 2
Lower Allen Fire Company 15,881 $580.7K Relatively Low 2
New Kingstown Fire Company 15,679 $546.9K Relatively Moderate 1
Silver Spring Community Fire Company 13,544 $448.6K Relatively Moderate 1
West Pennsboro Volunteer Fire Department 11,792 $426.7K Relatively High 1
West End Fire & Rescue Company 15,481 $402.4K Relatively Low 3
South Newton Township Volunteer Fire Company 7,625 $308.9K Relatively Moderate 2
Northeast Fire & Rescue Company 8,942 $295.1K Relatively Low 6
Shermans Dale Community Fire Company 7,189 $263.7K Relatively High 1
Upper Frankford Volunteer Fire Company 6,874 $260.2K Relatively High 1
Mechanicsburg Volunteer Fire Department 7,760 $249.4K Relatively Low 1
Camp Hill Fire Company #1 6,836 $240.0K Very Low 1
West Shore Bureau Of Fire 6,159 $221.5K Relatively High 4
Friendship Fire Company 4,873 $158.5K Relatively Low 0
Lisburn Community Fire Company 1,608 $62.0K Relatively Moderate 1
Shiremanstown Fire Company 1,003 $33.2K Very Low 1
Carlisle Barracks Army Fire & Emergency Services 441 $20.5K Relatively Moderate 1
No departments match your search.

Risk Snapshot

7.5%
Poverty Rate
19.0%
Age 65+
13.1%
Disability Rate
5.4%
Uninsured
52.8%
Pre-1980 Housing
4.6%
Mobile Homes
4.4%
Vacancy Rate
2.3%
Wood Heat
$90,506
Median HH Income

FEMA Disaster Declarations

3
Last 10 Years
11
Last 25 Years
Flood
Most Frequent

Response-level intelligence for your region

Our Regional tier gives county fire authorities and state fire marshals rollup dashboards across all departments in your jurisdiction: response time analytics, cross-department benchmarking, and coverage gap analysis.

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