Arborlook
Risk & Response
by Arborlook Insights

Panola County, TX

Community risk profile | NRI Score: 76.2 Relatively High

22,726
Population
9
Departments
18
Stations
7
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
0.26
expected fatality-equivalents per year, natural hazards only
141st highest of 254
Life Safety per 100k
1.13
natural hazard fatality-equivalents per 100,000 residents
147th highest of 254
Natural Hazard Property Loss
$9.0M
expected building loss per year, natural hazards only
94th highest of 254
Property Loss per Resident
$395
natural hazard building loss per resident per year
75th highest of 254

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Panola County, the largest single contributor is Tornado, 42% of the life-safety total.

Panola County carries an expected under 1 natural hazard fatality-equivalents and $9.0M in building loss per year. Rank chips compare the 254 Texas counties. Nationally, Panola County ranks 1683rd of 3,222 U.S. counties for life-safety loss, 1498th for life safety per 100k residents, 1633rd for property loss, and 1257th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Panola County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Panola County See what a department sees

What Drives the Loss

70%
27%
Property (buildings): $9.0M (69.5%)
Life safety: $3.5M (27.3%)
Agriculture: $406K (3.1%)

Total expected annual loss: $12,893,866 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Tornado
$1.5M
Heat Wave
$816K
Strong Wind
$610K
Cold Wave
$332K
Lightning
$99K
Ice Storm
$76K

By property loss ($/yr)

Inland Flooding
$3.9M
Tornado
$1.5M
Strong Wind
$944K
Hail
$885K
Hurricane
$875K
Ice Storm
$480K

Census Tract Risk Map

Shaded by quintile across the census tracts in Panola County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

44%
56%
Combination: 44% (4)
Volunteer: 56% (5)
Residents per Station
1,263
census population per registered station
Stations per 100k
79.2
registered stations per 100,000 residents

Department composition covers the 9 departments registered in NERIS Public for Panola County, TX. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Panola County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 9 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
Caddo Fire District 6 68,843 $8.8M Relatively Moderate 1
Carthage Fire Department 17,085 $2.7M Relatively High 1
Gary Volunteer Fire Department 15,541 $2.2M Relatively High 2
Waskom Volunteer Fire Department/ Ems Services, Inc. 9,844 $2.0M Relatively High 7
Church Hill Volunteer Fire Department 12,824 $1.6M Relatively Moderate 1
Clayton Volunteer Fire Department 9,628 $1.5M Relatively High 2
Tatum Volunteer Fire Department 10,620 $1.4M Relatively Moderate 1
Desoto Fire District #1 8,706 $1.2M Relatively High 1
Beckville Volunteer Fire Department 6,831 $1.1M Very High 2
No departments match your search.

Risk Snapshot

11.2%
Poverty Rate
20.3%
Age 65+
16.8%
Disability Rate
17.0%
Uninsured
44.0%
Pre-1980 Housing
24.5%
Mobile Homes
18.0%
Vacancy Rate
1.6%
Wood Heat
$64,195
Median HH Income

FEMA Disaster Declarations

7
Last 10 Years
18
Last 25 Years
Hurricane
Most Frequent

Response-level intelligence for your region

Our Regional tier gives county fire authorities and state fire marshals rollup dashboards across all departments in your jurisdiction: response time analytics, cross-department benchmarking, and coverage gap analysis.

Explore the Regional Tier See the Response Demo