Arborlook
Risk & Response
by Arborlook Insights

Terrell County, TX

Community risk profile | NRI Score: 21.0 Relatively Low

835
Population
2
Departments
1
Stations
1
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
0.01
expected fatality-equivalents per year, natural hazards only
252nd highest of 254
Life Safety per 100k
0.69
natural hazard fatality-equivalents per 100,000 residents
221st highest of 254
Natural Hazard Property Loss
$464K
expected building loss per year, natural hazards only
251st highest of 254
Property Loss per Resident
$556
natural hazard building loss per resident per year
36th highest of 254

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Terrell County, the largest single contributor is Heat Wave, 25% of the life-safety total.

Terrell County carries an expected under 1 natural hazard fatality-equivalents and $464K in building loss per year. Rank chips compare the 254 Texas counties. Nationally, Terrell County ranks 3215th of 3,222 U.S. counties for life-safety loss, 2236th for life safety per 100k residents, 3204th for property loss, and 684th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Terrell County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Terrell County See what a department sees

What Drives the Loss

85%
15%
Property (buildings): $464K (85.2%)
Life safety: $79K (14.5%)
Agriculture: $1K (0.2%)

Total expected annual loss: $544,922 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Heat Wave
$20K
Strong Wind
$18K
Lightning
$16K
Inland Flooding
$9K
Tornado
$7K
Cold Wave
$5K

By property loss ($/yr)

Inland Flooding
$412K
Wildfire
$27K
Strong Wind
$9K
Hail
$7K
Tornado
$6K
Hurricane
$1K

Census Tract Risk Map

Shaded by quintile across the census tracts in Terrell County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

100%
Volunteer: 100% (2)
Residents per Station
835
census population per registered station
Stations per 100k
119.8
registered stations per 100,000 residents

Department composition covers the 2 departments registered in NERIS Public for Terrell County, TX. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Terrell County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 2 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
Sanderson Volunteer Fire Department 9,218 $1.0M Relatively High 0
Sheffield Volunteer Fire Department 2,596 $254.4K Relatively High 1
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Risk Snapshot

7.7%
Poverty Rate
38.0%
Age 65+
25.3%
Disability Rate
15.2%
Uninsured
82.8%
Pre-1980 Housing
11.0%
Mobile Homes
29.4%
Vacancy Rate
0.9%
Wood Heat
$44,886
Median HH Income

FEMA Disaster Declarations

6
Last 10 Years
12
Last 25 Years
Fire
Most Frequent

Response-level intelligence for your region

Our Regional tier gives county fire authorities and state fire marshals rollup dashboards across all departments in your jurisdiction: response time analytics, cross-department benchmarking, and coverage gap analysis.

Explore the Regional Tier See the Response Demo