Natural Hazard Loss Profile
Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.
These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Alabama, the largest single contributor is Tornado, 36% of the life-safety total.
Alabama carries an expected 48 natural hazard fatality-equivalents and $1.8B in building loss per year. Ranks compare all 50 states plus DC and Puerto Rico. Computed from census tract data covering every resident, independent of fire department boundaries.
Add fire mortality, cause, and loss
Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments in Alabama enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.
Talk to us about Alabama See what a department seesWhat Drives the Loss
Total expected annual loss: $2,505,515,195 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.
Hazards Ranked Two Ways
The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.
By life-safety loss ($/yr)
By property loss ($/yr)
County Risk Map
Shaded by quintile across counties in this state. Click any county for its full profile.
Fire Service Profile
Department composition covers the 781 departments registered in NERIS Public for Alabama. Departments that have not registered are not counted. The mix is computed over the departments NERIS registers to Alabama; departments based elsewhere that respond into it are counted in the total above but not in the mix. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.
County Rankings
Counties in Alabama ranked by risk. Click column headers to sort. Click a county to see its departments.
NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.
Department and station counts are derived from boundaries self-reported through NERIS Public and may not reflect current service areas. A department serving several counties is counted in each, so the Departments column adds up to more than the statewide department total. Risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.
| County ▲ | Population ▲ | Departments ▲ | Life-Safety Loss ▼ | NRI Rating ▲ |
|---|---|---|---|---|
| Jefferson County | 667,755 | 54 | $74.8M | Relatively Moderate |
| Madison County | 405,718 | 17 | $51.1M | Relatively High |
| Mobile County | 412,590 | 19 | $37.5M | Relatively High |
| Shelby County | 230,211 | 44 | $33.1M | Relatively High |
| Morgan County | 124,471 | 19 | $28.3M | Relatively High |
| Tuscaloosa County | 237,552 | 29 | $27.7M | Relatively Moderate |
| Baldwin County | 246,989 | 29 | $26.5M | Very High |
| Lauderdale County | 95,830 | 17 | $24.8M | Relatively High |
| Montgomery County | 226,718 | 18 | $21.5M | Relatively Moderate |
| Marshall County | 99,748 | 28 | $21.5M | Relatively High |
| Limestone County | 111,233 | 16 | $19.3M | Relatively High |
| Calhoun County | 116,090 | 17 | $16.5M | Relatively High |
| Etowah County | 103,105 | 26 | $16.2M | Relatively High |
| Houston County | 108,140 | 18 | $14.0M | Relatively High |
| Colbert County | 58,022 | 16 | $13.6M | Very High |
| Cullman County | 90,566 | 22 | $12.4M | Relatively High |
| DeKalb County | 72,269 | 10 | $11.4M | Relatively High |
| Talladega County | 81,021 | 13 | $10.5M | Relatively High |
| St. Clair County | 94,166 | 38 | $10.4M | Relatively Moderate |
| Lawrence County | 33,276 | 7 | $9.9M | Relatively High |
| Jackson County | 53,053 | 23 | $9.5M | Relatively High |
| Walker County | 64,841 | 28 | $9.3M | Relatively High |
| Franklin County | 31,966 | 11 | $8.8M | Relatively High |
| Lee County | 181,134 | 15 | $8.8M | Relatively Low |
| Blount County | 59,518 | 28 | $7.2M | Relatively Moderate |
| Escambia County | 36,629 | 20 | $7.0M | Very High |
| Marion County | 29,184 | 12 | $6.9M | Relatively High |
| Covington County | 37,628 | 25 | $6.3M | Very High |
| Coffee County | 54,920 | 12 | $6.0M | Very High |
| Elmore County | 89,526 | 24 | $6.0M | Relatively Moderate |
| Autauga County | 59,947 | 13 | $5.7M | Relatively Moderate |
| Chilton County | 45,992 | 21 | $5.4M | Relatively Moderate |
| Dale County | 49,599 | 20 | $5.2M | Relatively High |
| Dallas County | 36,858 | 19 | $4.6M | Relatively Moderate |
| Cherokee County | 25,443 | 13 | $3.8M | Relatively High |
| Tallapoosa County | 40,938 | 15 | $3.8M | Relatively High |
| Winston County | 23,682 | 14 | $3.6M | Relatively High |
| Russell County | 58,811 | 9 | $3.4M | Relatively Low |
| Lamar County | 13,693 | 7 | $3.4M | Relatively High |
| Pickens County | 18,721 | 12 | $3.3M | Relatively High |
| Clarke County | 22,543 | 14 | $3.2M | Relatively High |
| Marengo County | 18,851 | 7 | $3.2M | Relatively High |
| Fayette County | 16,053 | 14 | $3.1M | Relatively High |
| Chambers County | 34,192 | 7 | $2.9M | Relatively Moderate |
| Butler County | 18,630 | 14 | $2.9M | Relatively Moderate |
| Hale County | 14,829 | 12 | $2.9M | Relatively Moderate |
| Bibb County | 22,130 | 9 | $2.8M | Relatively Moderate |
| Washington County | 15,143 | 19 | $2.7M | Very High |
| Choctaw County | 12,380 | 11 | $2.6M | Very High |
| Barbour County | 24,643 | 15 | $2.4M | Relatively Moderate |
| Sumter County | 11,878 | 9 | $2.3M | Very High |
| Pike County | 32,987 | 12 | $2.3M | Relatively Moderate |
| Greene County | 7,424 | 9 | $2.3M | Relatively High |
| Lowndes County | 9,833 | 11 | $2.1M | Relatively High |
| Henry County | 17,647 | 15 | $2.1M | Relatively High |
| Monroe County | 19,388 | 12 | $2.1M | Relatively High |
| Geneva County | 26,887 | 10 | $1.9M | Relatively High |
| Cleburne County | 15,426 | 10 | $1.8M | Relatively High |
| Clay County | 14,192 | 9 | $1.8M | Relatively High |
| Randolph County | 22,510 | 14 | $1.7M | Relatively Moderate |
| Conecuh County | 11,275 | 18 | $1.5M | Relatively High |
| Crenshaw County | 13,122 | 16 | $1.5M | Relatively Moderate |
| Wilcox County | 10,172 | 8 | $1.2M | Relatively High |
| Perry County | 8,031 | 10 | $1.2M | Relatively High |
| Bullock County | 10,058 | 7 | $1.2M | Relatively High |
| Macon County | 18,691 | 7 | $1.1M | Very Low |
| Coosa County | 10,300 | 9 | $970.2K | Relatively High |
Risk Snapshot
FEMA Disaster Declarations
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