Arborlook
Risk & Response
by Arborlook Insights

St. Clair County, AL

Community risk profile | NRI Score: 51.2 Relatively Moderate

94,166
Population
38
Departments
88
Stations
24
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
0.76
expected fatality-equivalents per year, natural hazards only
19th highest of 67
Life Safety per 100k
0.81
natural hazard fatality-equivalents per 100,000 residents
49th highest of 67
Natural Hazard Property Loss
$21.9M
expected building loss per year, natural hazards only
22nd highest of 67
Property Loss per Resident
$233
natural hazard building loss per resident per year
56th highest of 67

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For St. Clair County, the largest single contributor is Tornado, 48% of the life-safety total.

St. Clair County carries an expected under 1 natural hazard fatality-equivalents and $21.9M in building loss per year. Rank chips compare the 67 Alabama counties. Nationally, St. Clair County ranks 757th of 3,222 U.S. counties for life-safety loss, 2068th for life safety per 100k residents, 819th for property loss, and 2473rd for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving St. Clair County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about St. Clair County See what a department sees

What Drives the Loss

67%
32%
Property (buildings): $21.9M (67.3%)
Life safety: $10.4M (31.9%)
Agriculture: $263K (0.8%)

Total expected annual loss: $32,603,049 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Tornado
$5.0M
Cold Wave
$1.6M
Heat Wave
$1.0M
Strong Wind
$1.0M
Inland Flooding
$895K
Lightning
$508K

By property loss ($/yr)

Inland Flooding
$16.7M
Tornado
$3.7M
Earthquake
$910K
Wildfire
$173K
Hail
$111K
Strong Wind
$102K

Census Tract Risk Map

Shaded by quintile across the census tracts in St. Clair County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

13%
37%
47%
Career: 13% (5)
Combination: 37% (14)
Volunteer: 47% (18)
Unreported: 3% (1)
Residents per Station
1,070
census population per registered station
Stations per 100k
93.5
registered stations per 100,000 residents

Department composition covers the 38 departments registered in NERIS Public for St. Clair County, AL. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving St. Clair County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 38 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
Rex Lake Fire District 578,921 $65.8M Relatively Moderate 0
Mountain Brook Fire Department 557,984 $62.8M Relatively Moderate 3
Homewood Fire & Rescue Service 557,735 $62.8M Relatively Moderate 5
City Of Brighton Fire Department 557,644 $62.8M Relatively Moderate 1
Gardendale Fire And Rescue 557,644 $62.8M Relatively Moderate 5
Lipscomb Fire & Rescue 557,644 $62.8M Relatively Moderate 0
Tarrant Fire & Rescue 557,644 $62.8M Relatively Moderate 1
Trussville Fire And Rescue 557,644 $62.8M Relatively Moderate 4
Henagar Volunteer Fire Department 56,079 $8.5M Relatively High 0
Curry Volunteer Fire & Rescue 49,044 $6.9M Relatively High 3
Argo Fire Department 57,839 $6.3M Relatively Moderate 4
Palmerdale Fire District 34,082 $4.0M Relatively Moderate 4
Odenville Fire Department 33,368 $3.7M Relatively Moderate 3
Riverside Fire & Rescue Department 30,344 $3.5M Relatively Moderate 1
Leeds Fire Department 31,023 $3.4M Relatively Moderate 2
Davis Lake Fire Department 28,123 $3.2M Relatively Moderate 1
Argo Area Volunteer Fire Department 19,617 $2.6M Relatively Moderate 1
Moody Fire & Rescue Service 25,863 $2.5M Relatively Moderate 1
Pell City Fire Rescue Service 20,413 $2.4M Relatively Moderate 8
Straight Mountain Volunteer Fire & Rescue 18,017 $2.3M Relatively High 2
Monroeville Fire Department 21,004 $2.3M Relatively High 3
Rainbow City Fire Department 13,248 $2.1M Relatively High 4
Eclectic Fire Department 17,132 $2.0M Relatively High 4
Margaret Fire & Rescue Service Department 17,628 $1.9M Relatively Moderate 3
Wattsville Fire Department 14,142 $1.5M Relatively Low 2
Pine Mountain Volunteer Fire Department 12,561 $1.5M Relatively High 3
Springville Fire & Rescue 12,170 $1.5M Relatively Moderate 5
Ashville Fire Department 11,188 $1.5M Relatively High 1
Barney Volunteer Fire Department 11,398 $1.4M Relatively Moderate 1
Holly Springs Fire And Rescue 9,496 $1.2M Relatively Moderate 1
Steele Volunteer Fire Department 8,244 $1.1M Relatively High 2
Whitney Fire And Rescue 8,244 $1.1M Relatively High 1
Pleasant Hill Fire And Rescue 8,777 $1.1M Relatively High 1
Murphree Valley Volunteer Fire Department 8,257 $947.3K Relatively Moderate 2
Wolf Creek Volunteer Fire Department 8,968 $825.9K Relatively High 2
Cook Springs Volunteer Fire Department 7,760 $737.2K Relatively Moderate 1
Shoal Creek Volunteer Fire & Rescue 5,440 $736.1K Relatively Low 2
Chandler Mountain Volunteer Fire Department 3,868 $473.7K Relatively High 1
No departments match your search.

Risk Snapshot

11.4%
Poverty Rate
17.9%
Age 65+
16.7%
Disability Rate
7.2%
Uninsured
22.7%
Pre-1980 Housing
22.1%
Mobile Homes
10.5%
Vacancy Rate
0.8%
Wood Heat
$79,320
Median HH Income

FEMA Disaster Declarations

8
Last 10 Years
16
Last 25 Years
Severe Storm
Most Frequent

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Our Regional tier gives county fire authorities and state fire marshals rollup dashboards across all departments in your jurisdiction: response time analytics, cross-department benchmarking, and coverage gap analysis.

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