Arborlook
Risk & Response
by Arborlook Insights

San Mateo County, CA

Community risk profile | NRI Score: 81.9 Very High

742,340
Population
16
Departments
120
Stations
174
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
12.0
expected fatality-equivalents per year, natural hazards only
9th highest of 58
Life Safety per 100k
1.61
natural hazard fatality-equivalents per 100,000 residents
15th highest of 58
Natural Hazard Property Loss
$573.2M
expected building loss per year, natural hazards only
10th highest of 58
Property Loss per Resident
$772
natural hazard building loss per resident per year
25th highest of 58

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For San Mateo County, the largest single contributor is Earthquake, 96% of the life-safety total.

San Mateo County carries an expected 12 natural hazard fatality-equivalents and $573.2M in building loss per year. Rank chips compare the 58 California counties. Nationally, San Mateo County ranks 28th of 3,222 U.S. counties for life-safety loss, 918th for life safety per 100k residents, 15th for property loss, and 280th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving San Mateo County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about San Mateo County See what a department sees

What Drives the Loss

77%
22%
Property (buildings): $573.2M (77.5%)
Life safety: $164.0M (22.2%)
Agriculture: $2.7M (0.4%)

Total expected annual loss: $739,963,723 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Earthquake
$158.2M
Heat Wave
$4.1M
Inland Flooding
$569K
Lightning
$521K
Tornado
$180K
Strong Wind
$125K

By property loss ($/yr)

Earthquake
$339.0M
Inland Flooding
$211.3M
Coastal Flooding
$8.6M
Tsunami
$7.2M
Landslide
$4.3M
Wildfire
$2.1M

Census Tract Risk Map

Shaded by quintile across the census tracts in San Mateo County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

50%
19%
25%
Career: 50% (8)
Combination: 19% (3)
Volunteer: 6% (1)
Unreported: 25% (4)
Residents per Station
6,186
census population per registered station
Stations per 100k
16.2
registered stations per 100,000 residents

Department composition covers the 16 departments registered in NERIS Public for San Mateo County, CA. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving San Mateo County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 16 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
San Francisco Fire Department 822,938 $312.7M Relatively High 48
San Mateo Consolidated Fire Department 151,091 $27.6M Very High 10
City Of Palo Alto Fire Department 87,503 $24.0M Very High 6
North County Fire Authority 116,734 $19.4M Relatively High 10
South San Francisco FD 55,276 $18.7M Very High 6
Menlo Park Fire Protection District 76,602 $17.5M Very High 10
Redwood City Fire Department 80,226 $16.5M Very High 7
Santa Cruz County Fire Department 58,374 $16.3M Very High 5
Central County Fire Department 56,848 $13.5M Very High 7
King Mountain Volunteer Fire Department 55,017 $11.7M Very High 1
La Honda Fire Brigade 55,017 $11.7M Very High 1
San Mateo County Fire Department 55,018 $11.7M Very High 2
San Bruno Fire Department 34,779 $8.2M Relatively High 2
Woodside Fire Protection District 13,910 $5.0M Very High 3
Colma Fire Protection District 5,188 $1.5M Very High 2
SLAC National Accelerator Laboratory Site 302 $110.4K Very High 0
No departments match your search.

Risk Snapshot

6.7%
Poverty Rate
17.8%
Age 65+
9.4%
Disability Rate
3.8%
Uninsured
72.5%
Pre-1980 Housing
1.1%
Mobile Homes
7.9%
Vacancy Rate
0.4%
Wood Heat
$166,777
Median HH Income

FEMA Disaster Declarations

10
Last 10 Years
14
Last 25 Years
Flood
Most Frequent

Response-level intelligence for your region

Our Regional tier gives county fire authorities and state fire marshals rollup dashboards across all departments in your jurisdiction: response time analytics, cross-department benchmarking, and coverage gap analysis.

Explore the Regional Tier See the Response Demo