Arborlook
Risk & Response
by Arborlook Insights

Madison County, IN

Community risk profile | NRI Score: 36.1 Relatively Low

131,900
Population
16
Departments
43
Stations
39
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
0.60
expected fatality-equivalents per year, natural hazards only
18th highest of 92
Life Safety per 100k
0.45
natural hazard fatality-equivalents per 100,000 residents
88th highest of 92
Natural Hazard Property Loss
$26.2M
expected building loss per year, natural hazards only
15th highest of 92
Property Loss per Resident
$199
natural hazard building loss per resident per year
76th highest of 92

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Madison County, the largest single contributor is Cold Wave, 35% of the life-safety total.

Madison County carries an expected under 1 natural hazard fatality-equivalents and $26.2M in building loss per year. Rank chips compare the 92 Indiana counties. Nationally, Madison County ranks 934th of 3,222 U.S. counties for life-safety loss, 2643rd for life safety per 100k residents, 688th for property loss, and 2771st for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Madison County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Madison County See what a department sees

What Drives the Loss

75%
23%
Property (buildings): $26.2M (75.3%)
Life safety: $8.2M (23.4%)
Agriculture: $438K (1.3%)

Total expected annual loss: $34,845,416 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Cold Wave
$2.9M
Tornado
$2.0M
Strong Wind
$1.4M
Heat Wave
$1.0M
Earthquake
$271K
Lightning
$220K

By property loss ($/yr)

Inland Flooding
$20.3M
Tornado
$3.0M
Earthquake
$1.6M
Hail
$1.1M
Strong Wind
$166K
Lightning
$54K

Census Tract Risk Map

Shaded by quintile across the census tracts in Madison County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

25%
12%
62%
Career: 25% (4)
Combination: 12% (2)
Volunteer: 62% (10)
Residents per Station
3,067
census population per registered station
Stations per 100k
32.6
registered stations per 100,000 residents

Department composition covers the 16 departments registered in NERIS Public for Madison County, IN. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Madison County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 16 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
Noblesville Fire Department 75,433 $6.1M Relatively Moderate 7
Anderson Fire Department 69,027 $4.2M Relatively Low 13
Lapel Stony Creek Township Fire Territory 39,951 $2.4M Relatively Low 1
East Central Fire/EMS 28,994 $1.5M Relatively Low 6
Wayne Township Volunteer Fire Department 20,458 $1.4M Relatively Moderate 1
Wayne Township Volunteer Fire Department 20,458 $1.4M Relatively Moderate 1
South Madison Fire Territory 23,122 $1.4M Relatively Moderate 4
Lafayette Township Volunteer Fire Department 19,756 $1.2M Relatively Low 2
Middletown Fire Department 10,968 $666.7K Relatively Moderate 1
Pipecreek Township Fire Department 9,576 $572.4K Relatively Moderate 0
East Madison Fire Territory 8,837 $546.1K Relatively Moderate 2
Elwood Fire Department 8,279 $532.1K Relatively Moderate 1
Alexandria Fire Department 4,750 $306.8K Relatively Moderate 1
Adams Markleville Fire Protection Territory 3,990 $242.4K Relatively Low 1
Duck Creek Volunteer Fire Department 3,082 $185.0K Relatively Moderate 1
Van Buren Fire Department 3,082 $185.0K Relatively Moderate 1
No departments match your search.

Risk Snapshot

13.4%
Poverty Rate
18.8%
Age 65+
21.5%
Disability Rate
7.4%
Uninsured
70.4%
Pre-1980 Housing
5.4%
Mobile Homes
9.9%
Vacancy Rate
0.7%
Wood Heat
$63,765
Median HH Income

FEMA Disaster Declarations

4
Last 10 Years
14
Last 25 Years
Severe Storm
Most Frequent

Response-level intelligence for your region

Our Regional tier gives county fire authorities and state fire marshals rollup dashboards across all departments in your jurisdiction: response time analytics, cross-department benchmarking, and coverage gap analysis.

Explore the Regional Tier See the Response Demo