Natural Hazard Loss Profile
Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.
These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Indiana, the largest single contributor is Cold Wave, 35% of the life-safety total.
Indiana carries an expected 52 natural hazard fatality-equivalents and $1.6B in building loss per year. Ranks compare all 50 states plus DC and Puerto Rico. Computed from census tract data covering every resident, independent of fire department boundaries.
Add fire mortality, cause, and loss
Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments in Indiana enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.
Talk to us about Indiana See what a department seesWhat Drives the Loss
Total expected annual loss: $2,372,658,999 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.
Hazards Ranked Two Ways
The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.
By life-safety loss ($/yr)
By property loss ($/yr)
County Risk Map
Shaded by quintile across counties in this state. Click any county for its full profile.
Fire Service Profile
Department composition covers the 591 departments registered in NERIS Public for Indiana. Departments that have not registered are not counted. The mix is computed over the departments NERIS registers to Indiana; departments based elsewhere that respond into it are counted in the total above but not in the mix. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.
County Rankings
Counties in Indiana ranked by risk. Click column headers to sort. Click a county to see its departments.
NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.
Department and station counts are derived from boundaries self-reported through NERIS Public and may not reflect current service areas. A department serving several counties is counted in each, so the Departments column adds up to more than the statewide department total. Risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.
| County ▲ | Population ▲ | Departments ▲ | Life-Safety Loss ▼ | NRI Rating ▲ |
|---|---|---|---|---|
| Lake County | 500,379 | 21 | $80.3M | Relatively Moderate |
| Marion County | 975,809 | 9 | $79.4M | Relatively Moderate |
| Hamilton County | 365,056 | 10 | $29.3M | Relatively Moderate |
| Vanderburgh County | 180,117 | 6 | $28.2M | Relatively High |
| Porter County | 174,818 | 16 | $25.5M | Relatively Moderate |
| St. Joseph County | 273,040 | 15 | $24.7M | Relatively Low |
| Tippecanoe County | 189,071 | 13 | $22.8M | Relatively Moderate |
| Clark County | 124,354 | 9 | $22.5M | Relatively High |
| Allen County | 392,378 | 4 | $19.7M | Relatively Low |
| Elkhart County | 207,132 | 12 | $18.1M | Relatively Moderate |
| LaPorte County | 111,917 | 17 | $16.7M | Relatively Moderate |
| Floyd County | 80,918 | 4 | $15.5M | Relatively High |
| Hendricks County | 183,344 | 4 | $15.0M | Relatively Moderate |
| Vigo County | 106,109 | 13 | $13.2M | Relatively Moderate |
| Monroe County | 140,965 | 4 | $11.4M | Relatively Moderate |
| Johnson County | 166,315 | 10 | $11.0M | Relatively Moderate |
| Kosciusko County | 80,442 | 2 | $9.2M | Relatively Moderate |
| Madison County | 131,900 | 16 | $8.2M | Relatively Low |
| Jackson County | 46,660 | 11 | $7.9M | Relatively High |
| Bartholomew County | 83,536 | 9 | $7.6M | Relatively High |
| Howard County | 83,752 | 6 | $7.0M | Relatively Moderate |
| Delaware County | 112,280 | 10 | $6.8M | Relatively Moderate |
| Morgan County | 72,659 | 14 | $6.6M | Relatively Moderate |
| Harrison County | 39,859 | 8 | $6.4M | Relatively High |
| Boone County | 74,718 | 7 | $6.3M | Relatively High |
| Dearborn County | 51,094 | 9 | $6.0M | Relatively Moderate |
| Warrick County | 65,261 | 10 | $6.0M | Relatively High |
| Jefferson County | 32,998 | 2 | $5.9M | Relatively High |
| Wayne County | 66,397 | 14 | $5.8M | Relatively Moderate |
| Marshall County | 46,284 | 9 | $5.4M | Relatively Moderate |
| Grant County | 66,295 | 13 | $5.3M | Relatively Moderate |
| Montgomery County | 38,312 | 9 | $5.2M | Relatively Moderate |
| Cass County | 37,680 | 8 | $4.8M | Relatively Moderate |
| Hancock County | 84,037 | 8 | $4.8M | Relatively Moderate |
| Dubois County | 43,614 | 11 | $4.7M | Relatively High |
| Putnam County | 37,280 | 10 | $4.6M | Relatively High |
| Lawrence County | 45,102 | 6 | $4.6M | Relatively Moderate |
| Washington County | 28,212 | 12 | $4.5M | Relatively High |
| Knox County | 36,007 | 11 | $4.5M | Relatively Moderate |
| Jasper County | 33,234 | 5 | $4.4M | Relatively Moderate |
| Gibson County | 33,000 | 9 | $4.3M | Relatively High |
| Greene County | 31,021 | 9 | $4.2M | Relatively Moderate |
| Ripley County | 29,095 | 1 | $4.2M | Relatively High |
| Starke County | 23,365 | 10 | $4.1M | Relatively Moderate |
| Fountain County | 16,617 | 1 | $4.0M | Relatively High |
| Scott County | 24,526 | 6 | $3.9M | Relatively High |
| White County | 24,717 | 2 | $3.8M | Relatively Moderate |
| Posey County | 25,116 | 2 | $3.8M | Relatively High |
| Clinton County | 32,944 | 13 | $3.7M | Relatively Moderate |
| Miami County | 35,712 | 2 | $3.6M | Relatively Moderate |
| Huntington County | 36,798 | 3 | $3.5M | Relatively Moderate |
| Noble County | 47,495 | 9 | $3.4M | Relatively Moderate |
| Wabash County | 30,844 | 10 | $3.4M | Relatively Moderate |
| Shelby County | 45,265 | 9 | $3.4M | Relatively Moderate |
| Orange County | 19,767 | 9 | $3.4M | Relatively High |
| Clay County | 26,409 | 9 | $3.3M | Relatively High |
| Perry County | 19,270 | 9 | $3.3M | Relatively High |
| Daviess County | 33,658 | 10 | $3.2M | Relatively High |
| Owen County | 21,604 | 10 | $3.1M | Relatively High |
| Franklin County | 23,020 | 1 | $3.1M | Relatively High |
| Adams County | 36,227 | 5 | $3.1M | Relatively High |
| DeKalb County | 43,807 | 4 | $3.0M | Relatively Moderate |
| Henry County | 48,970 | 13 | $2.9M | Relatively Moderate |
| Carroll County | 20,535 | 4 | $2.9M | Relatively Moderate |
| LaGrange County | 40,805 | 3 | $2.7M | Relatively High |
| Decatur County | 26,422 | 7 | $2.7M | Relatively High |
| Fulton County | 20,312 | 3 | $2.7M | Relatively Moderate |
| Sullivan County | 20,780 | 5 | $2.7M | Relatively Low |
| Fayette County | 23,334 | 3 | $2.6M | Relatively Moderate |
| Vermillion County | 15,421 | 4 | $2.5M | Relatively High |
| Spencer County | 19,955 | 12 | $2.5M | Relatively High |
| Parke County | 16,406 | 7 | $2.5M | Relatively High |
| Whitley County | 34,618 | 12 | $2.4M | Relatively Moderate |
| Switzerland County | 9,909 | 6 | $2.4M | Relatively High |
| Jennings County | 27,562 | 7 | $2.3M | Relatively High |
| Steuben County | 34,726 | 7 | $2.3M | Relatively Low |
| Newton County | 13,922 | 4 | $2.2M | Relatively Moderate |
| Wells County | 28,420 | 6 | $2.1M | Relatively Moderate |
| Pulaski County | 12,441 | 1 | $2.0M | Relatively Moderate |
| Union County | 6,985 | 1 | $1.9M | Relatively High |
| Pike County | 12,154 | 6 | $1.7M | Relatively High |
| Crawford County | 10,499 | 3 | $1.6M | Very High |
| Randolph County | 24,387 | 8 | $1.6M | Relatively Moderate |
| Warren County | 8,464 | 5 | $1.6M | Relatively Moderate |
| Brown County | 15,606 | 6 | $1.6M | Relatively Moderate |
| Tipton County | 15,346 | 6 | $1.5M | Relatively Moderate |
| Jay County | 20,229 | 2 | $1.5M | Relatively Moderate |
| Martin County | 9,830 | 3 | $1.5M | Relatively High |
| Rush County | 16,739 | 7 | $1.4M | Relatively Moderate |
| Ohio County | 5,999 | 1 | $1.4M | Relatively Moderate |
| Benton County | 8,735 | 6 | $1.3M | Relatively Moderate |
| Blackford County | 11,950 | 0 | $1.0M | Relatively Moderate |
Risk Snapshot
FEMA Disaster Declarations
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