Arborlook
Risk & Response
by Arborlook Insights

White County, IN

Community risk profile | NRI Score: 52.1 Relatively Moderate

24,717
Population
2
Departments
2
Stations
9
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
0.28
expected fatality-equivalents per year, natural hazards only
47th highest of 92
Life Safety per 100k
1.12
natural hazard fatality-equivalents per 100,000 residents
22nd highest of 92
Natural Hazard Property Loss
$8.6M
expected building loss per year, natural hazards only
53rd highest of 92
Property Loss per Resident
$348
natural hazard building loss per resident per year
11th highest of 92

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For White County, the largest single contributor is Cold Wave, 63% of the life-safety total.

White County carries an expected under 1 natural hazard fatality-equivalents and $8.6M in building loss per year. Rank chips compare the 92 Indiana counties. Nationally, White County ranks 1609th of 3,222 U.S. counties for life-safety loss, 1527th for life safety per 100k residents, 1683rd for property loss, and 1523rd for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving White County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about White County See what a department sees

What Drives the Loss

69%
30%
Property (buildings): $8.6M (68.6%)
Life safety: $3.8M (30.1%)
Agriculture: $161K (1.3%)

Total expected annual loss: $12,534,402 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Cold Wave
$2.4M
Strong Wind
$492K
Tornado
$447K
Heat Wave
$278K
Lightning
$77K
Earthquake
$48K

By property loss ($/yr)

Inland Flooding
$6.5M
Tornado
$962K
Earthquake
$428K
Hail
$423K
Strong Wind
$213K
Lightning
$9K

Census Tract Risk Map

Shaded by quintile across the census tracts in White County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

50%
50%
Career: 50% (1)
Volunteer: 50% (1)
Residents per Station
12,358
census population per registered station
Stations per 100k
8.1
registered stations per 100,000 residents

Department composition covers the 2 departments registered in NERIS Public for White County, IN. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving White County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 2 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
Chalmers Community Volunteer Fire Department 11,061 $1.6M Relatively Low 1
Monticello Fire Department 6,941 $1.0M Relatively High 1
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Risk Snapshot

10.2%
Poverty Rate
21.2%
Age 65+
13.7%
Disability Rate
7.2%
Uninsured
69.2%
Pre-1980 Housing
9.7%
Mobile Homes
20.9%
Vacancy Rate
1.6%
Wood Heat
$67,031
Median HH Income

FEMA Disaster Declarations

5
Last 10 Years
14
Last 25 Years
Severe Storm
Most Frequent

Response-level intelligence for your region

Our Regional tier gives county fire authorities and state fire marshals rollup dashboards across all departments in your jurisdiction: response time analytics, cross-department benchmarking, and coverage gap analysis.

Explore the Regional Tier See the Response Demo