Arborlook
Risk & Response
by Arborlook Insights

Shelby County, IN

Community risk profile | NRI Score: 58.2 Relatively Moderate

45,265
Population
9
Departments
20
Stations
10
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
0.25
expected fatality-equivalents per year, natural hazards only
54th highest of 92
Life Safety per 100k
0.55
natural hazard fatality-equivalents per 100,000 residents
78th highest of 92
Natural Hazard Property Loss
$12.4M
expected building loss per year, natural hazards only
30th highest of 92
Property Loss per Resident
$273
natural hazard building loss per resident per year
37th highest of 92

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Shelby County, the largest single contributor is Tornado, 55% of the life-safety total.

Shelby County carries an expected under 1 natural hazard fatality-equivalents and $12.4M in building loss per year. Rank chips compare the 92 Indiana counties. Nationally, Shelby County ranks 1711th of 3,222 U.S. counties for life-safety loss, 2460th for life safety per 100k residents, 1317th for property loss, and 2076th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Shelby County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Shelby County See what a department sees

What Drives the Loss

76%
21%
Property (buildings): $12.4M (76.0%)
Life safety: $3.4M (20.9%)
Agriculture: $500K (3.1%)

Total expected annual loss: $16,256,490 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Tornado
$1.9M
Cold Wave
$358K
Strong Wind
$350K
Heat Wave
$274K
Earthquake
$187K
Lightning
$113K

By property loss ($/yr)

Inland Flooding
$8.3M
Tornado
$2.5M
Earthquake
$939K
Hail
$447K
Strong Wind
$119K
Lightning
$18K

Census Tract Risk Map

Shaded by quintile across the census tracts in Shelby County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

11%
56%
33%
Career: 11% (1)
Combination: 56% (5)
Volunteer: 33% (3)
Residents per Station
2,263
census population per registered station
Stations per 100k
44.2
registered stations per 100,000 residents

Department composition covers the 9 departments registered in NERIS Public for Shelby County, IN. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Shelby County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 9 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
Shelbyville Fire Department 30,896 $2.3M Relatively Moderate 7
Needham Community Volunteer Fire Department 25,312 $1.7M Relatively Moderate 3
Letts Community Volunteer Fire Department 16,902 $1.6M Relatively High 2
Waldron Community Volunteer Fire Department Inc. 12,983 $1.0M Relatively Moderate 1
Edinburgh Fire & Rescue 13,754 $985.0K Relatively Moderate 3
Fountaintown Fire Department 8,957 $624.5K Relatively High 1
Moral Township Volunteer Fire Department 5,808 $428.8K Relatively High 1
Flat Rock Citizens Committee Volunteer Fire Department, Inc. 4,666 $337.5K Relatively High 1
Morristown Volunteer Fire Department, Inc. 3,275 $278.5K Relatively Moderate 1
No departments match your search.

Risk Snapshot

13.0%
Poverty Rate
18.6%
Age 65+
15.9%
Disability Rate
5.6%
Uninsured
62.0%
Pre-1980 Housing
4.8%
Mobile Homes
6.2%
Vacancy Rate
2.3%
Wood Heat
$73,713
Median HH Income

FEMA Disaster Declarations

3
Last 10 Years
10
Last 25 Years
Severe Storm
Most Frequent

Response-level intelligence for your region

Our Regional tier gives county fire authorities and state fire marshals rollup dashboards across all departments in your jurisdiction: response time analytics, cross-department benchmarking, and coverage gap analysis.

Explore the Regional Tier See the Response Demo