Arborlook
Risk & Response
by Arborlook Insights

Steuben County, IN

Community risk profile | NRI Score: 39.1 Relatively Low

34,726
Population
7
Departments
6
Stations
9
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
0.17
expected fatality-equivalents per year, natural hazards only
76th highest of 92
Life Safety per 100k
0.48
natural hazard fatality-equivalents per 100,000 residents
85th highest of 92
Natural Hazard Property Loss
$7.5M
expected building loss per year, natural hazards only
62nd highest of 92
Property Loss per Resident
$215
natural hazard building loss per resident per year
72nd highest of 92

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Steuben County, the largest single contributor is Cold Wave, 30% of the life-safety total.

Steuben County carries an expected under 1 natural hazard fatality-equivalents and $7.5M in building loss per year. Rank chips compare the 92 Indiana counties. Nationally, Steuben County ranks 2163rd of 3,222 U.S. counties for life-safety loss, 2579th for life safety per 100k residents, 1826th for property loss, and 2645th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Steuben County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Steuben County See what a department sees

What Drives the Loss

74%
23%
Property (buildings): $7.5M (74.5%)
Life safety: $2.3M (23.0%)
Agriculture: $260K (2.6%)

Total expected annual loss: $10,031,507 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Cold Wave
$699K
Strong Wind
$688K
Tornado
$575K
Lightning
$143K
Heat Wave
$122K
Ice Storm
$24K

By property loss ($/yr)

Inland Flooding
$5.1M
Tornado
$1.4M
Hail
$523K
Earthquake
$201K
Strong Wind
$191K
Ice Storm
$32K

Census Tract Risk Map

Shaded by quintile across the census tracts in Steuben County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

14%
86%
Combination: 14% (1)
Volunteer: 86% (6)
Residents per Station
5,788
census population per registered station
Stations per 100k
17.3
registered stations per 100,000 residents

Department composition covers the 7 departments registered in NERIS Public for Steuben County, IN. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Steuben County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 7 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
Angola Fire Department 26,196 $1.8M Relatively Low 1
Fremont Fire Department 20,292 $1.3M Relatively Moderate 1
Steuben Township Volunteer Fire Department, Inc. 16,131 $1.1M Relatively Low 0
Metz Volunteer Fire Department Inc 12,355 $808.9K Relatively Low 1
Hamilton Volunteer Fire Department 7,409 $508.6K Relatively Moderate 1
Orland Community Volunteer Fire Department 3,640 $254.8K Relatively Low 1
Salem Center Volunteer Fire Department 3,091 $218.6K Relatively Low 1
No departments match your search.

Risk Snapshot

9.3%
Poverty Rate
21.9%
Age 65+
15.6%
Disability Rate
5.7%
Uninsured
49.1%
Pre-1980 Housing
13.5%
Mobile Homes
26.7%
Vacancy Rate
1.5%
Wood Heat
$75,234
Median HH Income

FEMA Disaster Declarations

3
Last 10 Years
6
Last 25 Years
Snowstorm
Most Frequent

Response-level intelligence for your region

Our Regional tier gives county fire authorities and state fire marshals rollup dashboards across all departments in your jurisdiction: response time analytics, cross-department benchmarking, and coverage gap analysis.

Explore the Regional Tier See the Response Demo