Natural Hazard Loss Profile
Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.
These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Kentucky, the largest single contributor is Tornado, 29% of the life-safety total.
Kentucky carries an expected 53 natural hazard fatality-equivalents and $1.6B in building loss per year. Ranks compare all 50 states plus DC and Puerto Rico. Computed from census tract data covering every resident, independent of fire department boundaries.
Add fire mortality, cause, and loss
Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments in Kentucky enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.
Talk to us about Kentucky See what a department seesWhat Drives the Loss
Total expected annual loss: $2,364,869,793 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.
Hazards Ranked Two Ways
The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.
By life-safety loss ($/yr)
By property loss ($/yr)
County Risk Map
Shaded by quintile across counties in this state. Click any county for its full profile.
Fire Service Profile
Department composition covers the 693 departments registered in NERIS Public for Kentucky. Departments that have not registered are not counted. The mix is computed over the departments NERIS registers to Kentucky; departments based elsewhere that respond into it are counted in the total above but not in the mix. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.
County Rankings
Counties in Kentucky ranked by risk. Click column headers to sort. Click a county to see its departments.
NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.
Department and station counts are derived from boundaries self-reported through NERIS Public and may not reflect current service areas. A department serving several counties is counted in each, so the Departments column adds up to more than the statewide department total. Risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.
| County ▲ | Population ▲ | Departments ▲ | Life-Safety Loss ▼ | NRI Rating ▲ |
|---|---|---|---|---|
| Jefferson County | 783,022 | 28 | $93.7M | Relatively Moderate |
| Fayette County | 323,725 | 1 | $43.0M | Relatively Moderate |
| McCracken County | 67,564 | 10 | $33.2M | Very High |
| Boone County | 139,841 | 11 | $21.8M | Relatively Moderate |
| Daviess County | 103,648 | 8 | $18.7M | Very High |
| Kenton County | 171,288 | 18 | $18.6M | Relatively Low |
| Madison County | 95,769 | 11 | $17.7M | Relatively Moderate |
| Bullitt County | 84,027 | 8 | $16.9M | Relatively High |
| Warren County | 140,918 | 11 | $16.8M | Very High |
| Graves County | 36,630 | 14 | $16.7M | Very High |
| Christian County | 72,069 | 14 | $16.1M | Relatively High |
| Hardin County | 111,942 | 15 | $12.9M | Relatively Moderate |
| Calloway County | 38,224 | 5 | $12.0M | Very High |
| Knox County | 29,865 | 9 | $11.9M | Relatively High |
| Oldham County | 69,257 | 8 | $11.1M | Relatively Moderate |
| Laurel County | 62,983 | 10 | $10.7M | Relatively High |
| Pulaski County | 65,897 | 13 | $9.4M | Relatively High |
| Boyd County | 47,911 | 8 | $9.3M | Relatively High |
| Franklin County | 51,842 | 4 | $8.9M | Relatively Moderate |
| Logan County | 27,986 | 11 | $8.9M | Very High |
| Campbell County | 93,426 | 8 | $8.6M | Relatively Low |
| Perry County | 27,499 | 12 | $8.5M | Very High |
| Shelby County | 49,096 | 10 | $8.5M | Relatively High |
| Nelson County | 47,606 | 9 | $7.9M | Relatively High |
| Hopkins County | 45,119 | 14 | $7.5M | Relatively High |
| Scott County | 59,536 | 5 | $7.4M | Relatively Low |
| Whitley County | 36,920 | 11 | $7.4M | Relatively High |
| Jessamine County | 54,588 | 4 | $7.3M | Relatively Moderate |
| Marshall County | 31,743 | 9 | $7.3M | Relatively High |
| Henderson County | 44,280 | 12 | $7.2M | Relatively High |
| Pike County | 56,727 | 25 | $6.6M | Very High |
| Barren County | 44,938 | 3 | $6.2M | Relatively High |
| Wayne County | 19,602 | 1 | $5.9M | Relatively High |
| Breathitt County | 13,276 | 8 | $5.9M | Very High |
| Pendleton County | 14,723 | 4 | $5.2M | Relatively High |
| Meade County | 30,158 | 7 | $5.2M | Relatively High |
| Muhlenberg County | 30,591 | 4 | $4.9M | Relatively High |
| Johnson County | 22,334 | 11 | $4.9M | Very High |
| Boyle County | 30,941 | 4 | $4.6M | Relatively High |
| Carter County | 26,341 | 8 | $4.6M | Relatively High |
| Clay County | 19,921 | 9 | $4.5M | Very High |
| Clark County | 37,192 | 4 | $4.5M | Relatively Moderate |
| Greenup County | 35,501 | 15 | $4.2M | Relatively High |
| Anderson County | 24,353 | 2 | $4.1M | Relatively High |
| Woodford County | 27,279 | 3 | $4.0M | Relatively Moderate |
| Fulton County | 6,409 | 9 | $3.8M | Very High |
| Harlan County | 25,772 | 20 | $3.7M | Relatively High |
| Taylor County | 26,397 | 5 | $3.7M | Relatively High |
| Grant County | 25,418 | 7 | $3.7M | Relatively Moderate |
| Ohio County | 23,735 | 7 | $3.5M | Relatively High |
| Spencer County | 20,193 | 2 | $3.5M | Relatively High |
| Mercer County | 23,028 | 4 | $3.5M | Relatively High |
| Rowan County | 24,578 | 5 | $3.5M | Relatively High |
| Hickman County | 4,439 | 3 | $3.5M | Very High |
| Letcher County | 20,808 | 14 | $3.5M | Relatively High |
| Montgomery County | 28,395 | 1 | $3.4M | Relatively Moderate |
| Allen County | 21,293 | 5 | $3.4M | Relatively High |
| Bell County | 23,509 | 4 | $3.3M | Relatively High |
| Ballard County | 7,654 | 12 | $3.2M | Very High |
| Bourbon County | 20,240 | 9 | $3.2M | Relatively Moderate |
| Grayson County | 26,707 | 7 | $3.1M | Relatively Moderate |
| Caldwell County | 12,618 | 3 | $3.0M | Very High |
| Adair County | 19,089 | 4 | $3.0M | Relatively High |
| Simpson County | 19,972 | 3 | $2.9M | Relatively High |
| Marion County | 19,749 | 5 | $2.9M | Relatively High |
| Todd County | 12,469 | 8 | $2.8M | Very High |
| Trigg County | 14,315 | 9 | $2.7M | Very High |
| Russell County | 18,221 | 2 | $2.7M | Relatively High |
| Breckinridge County | 20,881 | 9 | $2.6M | Relatively High |
| Lincoln County | 24,504 | 4 | $2.6M | Relatively Moderate |
| Lyon County | 8,900 | 2 | $2.5M | Very High |
| Union County | 13,260 | 6 | $2.5M | Very High |
| Harrison County | 19,140 | 4 | $2.5M | Relatively High |
| Mason County | 16,956 | 10 | $2.4M | Relatively High |
| Lewis County | 12,965 | 11 | $2.4M | Relatively High |
| Hart County | 19,603 | 7 | $2.4M | Relatively High |
| Livingston County | 8,903 | 8 | $2.4M | Very High |
| Bracken County | 8,444 | 3 | $2.4M | Relatively High |
| Owen County | 11,330 | 7 | $2.4M | Relatively Moderate |
| Floyd County | 35,224 | 11 | $2.3M | Very High |
| Casey County | 15,914 | 8 | $2.2M | Relatively High |
| Gallatin County | 8,769 | 6 | $2.2M | Relatively High |
| McCreary County | 16,867 | 3 | $2.2M | Relatively Moderate |
| Webster County | 12,842 | 7 | $2.2M | Relatively High |
| Garrard County | 17,568 | 5 | $2.2M | Relatively Moderate |
| Washington County | 12,140 | 3 | $2.2M | Relatively High |
| Knott County | 13,830 | 5 | $2.1M | Very High |
| Crittenden County | 8,979 | 6 | $2.0M | Relatively High |
| Rockcastle County | 16,163 | 5 | $2.0M | Relatively High |
| Henry County | 15,856 | 6 | $2.0M | Relatively Moderate |
| Bath County | 12,851 | 6 | $2.0M | Relatively Moderate |
| Leslie County | 10,079 | 8 | $2.0M | Relatively High |
| Carlisle County | 4,762 | 5 | $1.9M | Relatively High |
| Estill County | 14,035 | 5 | $1.9M | Relatively High |
| Fleming County | 15,323 | 9 | $1.8M | Relatively High |
| Monroe County | 11,269 | 5 | $1.8M | Relatively High |
| Powell County | 13,038 | 7 | $1.8M | Relatively High |
| Lawrence County | 16,077 | 7 | $1.7M | Very High |
| Carroll County | 10,954 | 1 | $1.7M | Very High |
| Larue County | 15,107 | 6 | $1.7M | Relatively Moderate |
| Edmonson County | 12,355 | 9 | $1.5M | Relatively Moderate |
| Jackson County | 13,086 | 9 | $1.5M | Relatively Moderate |
| McLean County | 9,114 | 6 | $1.5M | Very High |
| Trimble County | 8,550 | 2 | $1.5M | Relatively High |
| Butler County | 12,393 | 4 | $1.5M | Relatively Moderate |
| Clinton County | 9,202 | 1 | $1.5M | Relatively High |
| Green County | 11,369 | 8 | $1.4M | Relatively Moderate |
| Metcalfe County | 10,425 | 4 | $1.3M | Relatively High |
| Hancock County | 9,034 | 5 | $1.2M | Very High |
| Morgan County | 14,053 | 7 | $1.2M | Relatively Moderate |
| Nicholas County | 7,708 | 3 | $1.1M | Very High |
| Martin County | 11,027 | 1 | $1.1M | Very High |
| Cumberland County | 5,948 | 3 | $938.1K | Very High |
| Magoffin County | 11,348 | 2 | $901.1K | Relatively High |
| Lee County | 7,339 | 3 | $848.6K | Relatively Moderate |
| Elliott County | 7,307 | 5 | $660.1K | Relatively Moderate |
| Wolfe County | 6,443 | 2 | $606.8K | Very High |
| Menifee County | 6,230 | 2 | $572.3K | Relatively High |
| Owsley County | 3,971 | 2 | $443.8K | Relatively Moderate |
| Robertson County | 2,283 | 1 | $304.3K | Relatively Moderate |
Risk Snapshot
FEMA Disaster Declarations
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