Arborlook
Risk & Response
by Arborlook Insights

Bourbon County, KY

Community risk profile | NRI Score: 55.9 Relatively Moderate

20,240
Population
9
Departments
17
Stations
8
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
0.23
expected fatality-equivalents per year, natural hazards only
60th highest of 120
Life Safety per 100k
1.15
natural hazard fatality-equivalents per 100,000 residents
55th highest of 120
Natural Hazard Property Loss
$6.9M
expected building loss per year, natural hazards only
63rd highest of 120
Property Loss per Resident
$339
natural hazard building loss per resident per year
69th highest of 120

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Bourbon County, the largest single contributor is Tornado, 27% of the life-safety total.

Bourbon County carries an expected under 1 natural hazard fatality-equivalents and $6.9M in building loss per year. Rank chips compare the 120 Kentucky counties. Nationally, Bourbon County ranks 1774th of 3,222 U.S. counties for life-safety loss, 1455th for life safety per 100k residents, 1922nd for property loss, and 1575th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Bourbon County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Bourbon County See what a department sees

What Drives the Loss

64%
30%
Property (buildings): $6.9M (63.7%)
Life safety: $3.2M (29.7%)
Agriculture: $711K (6.6%)

Total expected annual loss: $10,778,621 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Agriculture is 7% of expected annual loss in Bourbon County, so total loss overstates property loss here. The property figure above counts building loss only.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Tornado
$852K
Inland Flooding
$769K
Strong Wind
$646K
Cold Wave
$404K
Lightning
$188K
Heat Wave
$173K

By property loss ($/yr)

Inland Flooding
$5.5M
Tornado
$635K
Strong Wind
$285K
Earthquake
$255K
Hail
$127K
Ice Storm
$44K

Census Tract Risk Map

Shaded by quintile across the census tracts in Bourbon County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

33%
67%
Combination: 33% (3)
Volunteer: 67% (6)
Residents per Station
1,191
census population per registered station
Stations per 100k
84.0
registered stations per 100,000 residents

Department composition covers the 9 departments registered in NERIS Public for Bourbon County, KY. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Bourbon County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 9 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
Montgomery County Fire Protection District #1 37,245 $4.5M Relatively Moderate 9
Clintonville Volunteer Fire Department 15,411 $2.4M Relatively High 1
Hutchison Station Volunteer Fire Department 15,411 $2.4M Relatively High 0
Little Rock Volunteer Fire Department 15,411 $2.4M Relatively High 1
Millersburg Volunteer Fire Department 15,411 $2.4M Relatively High 1
North Middletown Volunteer Fire Department 15,411 $2.4M Relatively High 1
Ruddles Mill - Shawhan Volunteer Fire Department 15,411 $2.4M Relatively High 1
Bourbon County Fire Department 11,400 $1.9M Relatively Moderate 1
Paris Fire Department 11,400 $1.9M Relatively Moderate 2
No departments match your search.

Risk Snapshot

14.2%
Poverty Rate
19.5%
Age 65+
17.6%
Disability Rate
3.5%
Uninsured
51.4%
Pre-1980 Housing
5.7%
Mobile Homes
11.4%
Vacancy Rate
1.2%
Wood Heat
$62,702
Median HH Income

FEMA Disaster Declarations

7
Last 10 Years
16
Last 25 Years
Severe Storm
Most Frequent

Response-level intelligence for your region

Our Regional tier gives county fire authorities and state fire marshals rollup dashboards across all departments in your jurisdiction: response time analytics, cross-department benchmarking, and coverage gap analysis.

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