Arborlook
Risk & Response
by Arborlook Insights

Worcester County, MA

Community risk profile | NRI Score: 25.5 Relatively Low

867,788
Population
63
Departments
158
Stations
191
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
1.68
expected fatality-equivalents per year, natural hazards only
3rd highest of 14
Life Safety per 100k
0.19
natural hazard fatality-equivalents per 100,000 residents
7th highest of 14
Natural Hazard Property Loss
$138.4M
expected building loss per year, natural hazards only
3rd highest of 14
Property Loss per Resident
$160
natural hazard building loss per resident per year
12th highest of 14

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Worcester County, the largest single contributor is Cold Wave, 43% of the life-safety total.

Worcester County carries an expected 2 natural hazard fatality-equivalents and $138.4M in building loss per year. Rank chips compare the 14 Massachusetts counties. Nationally, Worcester County ranks 355th of 3,222 U.S. counties for life-safety loss, 3173rd for life safety per 100k residents, 151st for property loss, and 3061st for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Worcester County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Worcester County See what a department sees

What Drives the Loss

85%
14%
Property (buildings): $138.4M (85.0%)
Life safety: $23.1M (14.2%)
Agriculture: $1.3M (0.8%)

Total expected annual loss: $162,813,436 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Cold Wave
$9.9M
Heat Wave
$3.5M
Strong Wind
$3.4M
Lightning
$1.7M
Hurricane
$1.5M
Hail
$874K

By property loss ($/yr)

Inland Flooding
$89.1M
Hurricane
$35.2M
Earthquake
$4.7M
Tornado
$4.2M
Ice Storm
$3.7M
Strong Wind
$977K

Census Tract Risk Map

Shaded by quintile across the census tracts in Worcester County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

21%
65%
14%
Career: 21% (13)
Combination: 65% (41)
Volunteer: 14% (9)
Residents per Station
5,492
census population per registered station
Stations per 100k
18.2
registered stations per 100,000 residents

Department composition covers the 63 departments registered in NERIS Public for Worcester County, MA. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Worcester County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 63 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
Worcester Fire Department 202,898 $5.4M Relatively Low 24
City Of Leominster Fire Department 42,184 $1.2M Relatively Low 3
Fitchburg Fire Department 40,762 $1.1M Relatively Low 3
Shrewsbury Fire Department 37,378 $929.4K Very Low 3
Milford Fire Department 29,023 $762.5K Relatively Low 2
Massport Fire Rescue 22,995 $644.5K Relatively Low 5
Gardner Fire Department 20,152 $567.4K Very Low 2
Holden Fire Department 19,743 $554.4K Very Low 4
Westborough Fire Department 21,005 $545.2K Relatively Low 2
Town Of Southbridge Fire Department 17,373 $472.8K Relatively Moderate 1
Grafton Fire Department 19,015 $467.2K Relatively Low 3
Auburn Fire Department 16,402 $432.5K Very Low 2
Webster Fire Department 16,260 $422.5K Relatively Moderate 2
Northbridge Fire Department 15,727 $406.3K Relatively Low 1
Clinton Fire Department 14,558 $395.5K Very Low 1
Town Of Northborough Fire Department 15,102 $385.1K Relatively Low 2
Charlton Fire Department 13,612 $357.0K Relatively Low 3
Uxbridge Fire Department 14,332 $356.7K Relatively Low 5
Spencer Fire Department 12,008 $344.2K Relatively Low 2
Millbury Fire Department 13,306 $338.5K Relatively Low 4
Oxford Fire And Emergency Services 13,385 $337.4K Relatively Moderate 4
Athol Fire Department 11,895 $335.8K Relatively Moderate 2
Lunenburg Fire Department 11,564 $316.7K Relatively Low 2
Leicester Fire Department 11,113 $313.0K Relatively Low 3
Dudley Fire Department 11,488 $299.9K Relatively Low 1
Winchendon Fire Department 10,440 $284.2K Very Low 1
Town Of Sturbridge Fire Department 9,960 $267.0K Very Low 1
Rutland Fire Department 9,353 $252.6K Very Low 1
Southborough Fire Department 9,996 $250.5K Relatively Low 4
Sutton Fire Department 9,452 $234.9K Relatively Low 3
Lancaster Fire Department 8,606 $229.4K Relatively Moderate 3
Westminster Fire Department 8,374 $225.9K Relatively Low 1
Templeton Fire Department 8,252 $223.3K Very Low 2
Douglas Fire Department 9,049 $220.8K Very Low 2
West Boylston Fire Department 7,625 $217.9K Very Low 1
Town Of Blackstone Fire Department 8,735 $215.1K Very Low 3
Sterling Fire Department 8,183 $213.4K Relatively Moderate 2
Devens Fire Department 9,552 $212.8K Very Low 2
Upton Fire - Ems 8,189 $197.3K Relatively Moderate 2
Harvard Fire Department 6,927 $182.5K Very Low 5
Ashburnham Fire Department 6,415 $175.1K Relatively Low 2
Town Of Barre Fire Department 5,572 $158.2K Relatively Moderate 2
Mendon Fire Department 6,325 $153.8K Relatively Low 3
Bolton Fire Department 5,737 $152.7K Relatively Low 1
Paxton Fire Department 5,002 $149.9K Very Low 1
Warren Fire Department 5,009 $146.6K Relatively Low 2
Shirley Fire Department 6,976 $143.3K Very Low 2
North Brookfield Fire Department 4,760 $136.6K Relatively Low 1
Hopedale Fire Department 5,346 $135.6K Relatively Low 2
Boylston Fire Department 4,948 $130.3K Very Low 1
Hubbardston Fire Department 4,371 $117.6K Very Low 2
West Brookfield Fire Department 3,859 $114.1K Relatively Moderate 1
Hardwick Fire Dept 3,657 $106.9K Very Low 1
New Braintree Fire Department 3,657 $106.9K Very Low 2
Brookfield Fire Department 3,460 $103.2K Relatively Low 2
Princeton Fire Department 3,529 $93.9K Very Low 3
Berlin Fire Department 3,378 $82.8K Very Low 2
Millville Fire Rescue 2,903 $71.2K Very Low 3
East Brookfield Fire Department 2,166 $66.4K Very Low 1
Oakham Fire Department 1,639 $53.5K Very Low 1
Phillipston Fire Department 1,895 $47.5K Very Low 1
Royalston Fire Department 1,460 $34.0K Very Low 2
Petersham Fire Department 1,185 $32.8K Very Low 1
No departments match your search.

Risk Snapshot

10.3%
Poverty Rate
17.0%
Age 65+
13.4%
Disability Rate
2.5%
Uninsured
63.7%
Pre-1980 Housing
0.8%
Mobile Homes
5.5%
Vacancy Rate
2.3%
Wood Heat
$104,067
Median HH Income

FEMA Disaster Declarations

5
Last 10 Years
24
Last 25 Years
Severe Storm
Most Frequent

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