Arborlook
Risk & Response
by Arborlook Insights

Massachusetts

Statewide risk profile

7.0M
Population
14
Counties
366
Departments
1,232
Stations

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
11.8
expected fatality-equivalents per year, natural hazards only
42nd highest of 52
Life Safety per 100k
0.17
natural hazard fatality-equivalents per 100,000 residents
52nd highest of 52
Natural Hazard Property Loss
$1.3B
expected building loss per year, natural hazards only
27th highest of 52
Property Loss per Resident
$185
natural hazard building loss per resident per year
48th highest of 52

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Massachusetts, the largest single contributor is Cold Wave, 30% of the life-safety total.

Massachusetts carries an expected 12 natural hazard fatality-equivalents and $1.3B in building loss per year. Ranks compare all 50 states plus DC and Puerto Rico. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments in Massachusetts enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Massachusetts See what a department sees

What Drives the Loss

88%
11%
Property (buildings): $1.3B (88.3%)
Life safety: $161.8M (10.9%)
Agriculture: $11.3M (0.8%)

Total expected annual loss: $1,478,106,884 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Cold Wave
$49.0M
Heat Wave
$38.1M
Earthquake
$17.3M
Strong Wind
$15.9M
Lightning
$13.7M
Tornado
$11.1M

By property loss ($/yr)

Inland Flooding
$937.6M
Hurricane
$183.1M
Earthquake
$65.9M
Coastal Flooding
$59.8M
Tornado
$29.2M
Ice Storm
$18.1M

County Risk Map

Shaded by quintile across counties in this state. Click any county for its full profile.

Fire Service Profile

36%
41%
22%
Career: 36%
Combination: 41%
Volunteer: 22%
Unreported: 1%
Residents per Station
5,718
census population per registered station
Stations per 100k
17.5
registered stations per 100,000 residents

Department composition covers the 366 departments registered in NERIS Public for Massachusetts. Departments that have not registered are not counted. The mix is computed over the departments NERIS registers to Massachusetts; departments based elsewhere that respond into it are counted in the total above but not in the mix. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

County Rankings

Counties in Massachusetts ranked by risk. Click column headers to sort. Click a county to see its departments.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department and station counts are derived from boundaries self-reported through NERIS Public and may not reflect current service areas. A department serving several counties is counted in each, so the Departments column adds up to more than the statewide department total. Risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 14 counties
County Population Departments Life-Safety Loss NRI Rating
Middlesex County 1.6M 57 $31.7M Relatively Low
Suffolk County 785,121 6 $25.9M Very Low
Worcester County 867,788 63 $23.1M Relatively Low
Essex County 813,054 34 $20.6M Relatively Low
Hampden County 462,815 27 $12.6M Relatively Low
Norfolk County 730,082 28 $12.1M Relatively Low
Plymouth County 535,075 29 $10.0M Relatively Low
Bristol County 582,270 22 $7.9M Very Low
Berkshire County 129,430 31 $5.3M Relatively Moderate
Hampshire County 162,028 22 $5.1M Relatively Low
Barnstable County 231,668 19 $3.5M Relatively Moderate
Franklin County 70,944 30 $3.4M Relatively Moderate
Nantucket County 14,483 1 $411.1K Relatively High
Dukes County 20,933 7 $233.1K Relatively High
No counties match your search.
Don't see your department? Profiles exist for every department in NERIS Public with a published boundary polygon. Departments registered without a boundary, or not yet registered with NERIS, do not have a page yet because the analysis is geography-based. See why a department might be missing or contact us and we will look into it.

Risk Snapshot

10.0%
Poverty Rate
17.9%
Age 65+
12.3%
Disability Rate
2.6%
Uninsured
67.4%
Pre-1980 Housing
0.8%
Mobile Homes
8.1%
Vacancy Rate
1.1%
Wood Heat
$114,742
Median HH Income

FEMA Disaster Declarations

59
Last 10 Years
286
Last 25 Years
Hurricane
Most Frequent

Response-level intelligence for your region

Our Regional tier gives county fire authorities and state fire marshals rollup dashboards across all departments in your jurisdiction: response time analytics, cross-department benchmarking, and coverage gap analysis.

Explore the Regional Tier See the Response Demo