Natural Hazard Loss Profile
Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.
These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Maryland, the largest single contributor is Heat Wave, 44% of the life-safety total.
Maryland carries an expected 23 natural hazard fatality-equivalents and $695.6M in building loss per year. Ranks compare all 50 states plus DC and Puerto Rico. Computed from census tract data covering every resident, independent of fire department boundaries.
Add fire mortality, cause, and loss
Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments in Maryland enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.
Talk to us about Maryland See what a department seesWhat Drives the Loss
Total expected annual loss: $1,062,525,797 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.
Hazards Ranked Two Ways
The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.
By life-safety loss ($/yr)
By property loss ($/yr)
County Risk Map
Shaded by quintile across counties in this state. Click any county for its full profile.
Fire Service Profile
Department composition covers the 246 departments registered in NERIS Public for Maryland. Departments that have not registered are not counted. The mix is computed over the departments NERIS registers to Maryland; departments based elsewhere that respond into it are counted in the total above but not in the mix. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.
County Rankings
Counties in Maryland ranked by risk. Click column headers to sort. Click a county to see its departments.
NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.
Department and station counts are derived from boundaries self-reported through NERIS Public and may not reflect current service areas. A department serving several counties is counted in each, so the Departments column adds up to more than the statewide department total. Risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.
| County ▲ | Population ▲ | Departments ▲ | Life-Safety Loss ▼ | NRI Rating ▲ |
|---|---|---|---|---|
| Baltimore city | 573,243 | 3 | $66.0M | Relatively Low |
| Baltimore County | 850,796 | 24 | $65.4M | Relatively Low |
| Prince George's County | 959,754 | 44 | $34.9M | Very Low |
| Montgomery County | 1.1M | 18 | $28.1M | Very Low |
| Anne Arundel County | 598,166 | 24 | $23.9M | Very Low |
| Harford County | 263,757 | 19 | $15.9M | Relatively Low |
| Howard County | 336,328 | 4 | $15.8M | Very Low |
| Frederick County | 287,048 | 22 | $14.8M | Very Low |
| Carroll County | 175,321 | 16 | $7.3M | Relatively Low |
| Cecil County | 104,960 | 14 | $6.5M | Relatively Low |
| Charles County | 170,527 | 5 | $5.3M | Very Low |
| St. Mary's County | 115,126 | 6 | $4.5M | Relatively Low |
| Wicomico County | 104,914 | 10 | $4.2M | Relatively Moderate |
| Washington County | 155,709 | 19 | $4.1M | Relatively Low |
| Calvert County | 94,313 | 5 | $3.6M | Relatively Low |
| Worcester County | 53,700 | 3 | $3.3M | Relatively Moderate |
| Talbot County | 37,917 | 6 | $3.3M | Relatively Moderate |
| Queen Anne's County | 51,825 | 10 | $2.5M | Relatively Low |
| Caroline County | 33,669 | 12 | $2.4M | Relatively Moderate |
| Allegany County | 67,452 | 26 | $2.3M | Relatively Low |
| Dorchester County | 32,754 | 13 | $2.1M | Relatively Moderate |
| Somerset County | 24,822 | 8 | $1.6M | Very High |
| Kent County | 19,346 | 6 | $1.5M | Relatively High |
| Garrett County | 28,615 | 17 | $849.5K | Relatively Low |
Risk Snapshot
FEMA Disaster Declarations
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