Arborlook
Risk & Response
by Arborlook Insights

Baltimore County, MD

Community risk profile | NRI Score: 21.3 Relatively Low

850,796
Population
24
Departments
74
Stations
219
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
4.77
expected fatality-equivalents per year, natural hazards only
2nd highest of 24
Life Safety per 100k
0.56
natural hazard fatality-equivalents per 100,000 residents
4th highest of 24
Natural Hazard Property Loss
$89.9M
expected building loss per year, natural hazards only
2nd highest of 24
Property Loss per Resident
$106
natural hazard building loss per resident per year
19th highest of 24

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Baltimore County, the largest single contributor is Heat Wave, 65% of the life-safety total.

Baltimore County carries an expected 5 natural hazard fatality-equivalents and $89.9M in building loss per year. Rank chips compare the 24 Maryland counties. Nationally, Baltimore County ranks 108th of 3,222 U.S. counties for life-safety loss, 2436th for life safety per 100k residents, 246th for property loss, and 3199th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Baltimore County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Baltimore County See what a department sees

What Drives the Loss

57%
42%
Property (buildings): $89.9M (57.2%)
Life safety: $65.4M (41.6%)
Agriculture: $1.8M (1.1%)

Total expected annual loss: $157,071,658 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Heat Wave
$42.6M
Cold Wave
$6.7M
Inland Flooding
$4.5M
Lightning
$3.1M
Winter Weather
$2.6M
Earthquake
$2.4M

By property loss ($/yr)

Inland Flooding
$62.7M
Hurricane
$13.0M
Earthquake
$6.0M
Tornado
$3.5M
Coastal Flooding
$1.6M
Hail
$1.3M

Census Tract Risk Map

Shaded by quintile across the census tracts in Baltimore County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

21%
79%
Combination: 21% (5)
Volunteer: 79% (19)
Residents per Station
11,497
census population per registered station
Stations per 100k
8.7
registered stations per 100,000 residents

Department composition covers the 24 departments registered in NERIS Public for Baltimore County, MD. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Baltimore County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 24 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
Baltimore County Fire Department 840,739 $64.6M Relatively Low 59
Owings Mills Volunteer Fire Company Of Baltimore County, Inc. (Baltimore County Fire Department) 26,158 $1.6M Relatively Low 0
Jarrettsville Volunteer Fire Company 29,055 $1.6M Relatively Moderate 2
Liberty Road Volunteer Fire Company, Inc. (Baltimore County Fire Department) 25,630 $1.5M Very Low 0
White Marsh Volunteer Fire Company (Baltimore County Fire Department) 16,882 $1.3M Very Low 0
Fallston Volunteer Fire And Ambulance Company, Inc. 23,974 $1.3M Relatively Low 2
Jacksonville Volunteer Fire Company (Baltimore County Fire Department) 21,269 $1.2M Relatively Moderate 0
Arbutus Volunteer Fire Department (Baltimore County Fire Department) 14,716 $1.2M Very Low 1
Reese And Community Volunteer Fire Company, Inc. 24,487 $1.1M Relatively Low 2
Cockeysville Volunteer Fire Company (Baltimore County Fire Department) 16,660 $1.0M Relatively Moderate 0
Lutherville Volunteer Fire Company, Inc. (Baltimore County Fire Department) 14,758 $984.0K Very Low 0
Chestnut Ridge Volunteer Fire Company (Baltimore County Fire Department) 16,108 $974.9K Relatively Low 0
North Hopewell-Winterstown Volunteer Fire Company 19,754 $892.3K Relatively Low 2
Gamber & Community Fire Company 19,394 $834.1K Very Low 2
Gilpin Township Volunteer Fire Department 24,271 $780.4K Relatively Low 1
Rosedale Volunteer Fire Company (Baltimore County Fire Department) 9,001 $719.5K Relatively Low 0
Maryland Line Volunteer Fire Company (Baltimore County Fire Department) 11,043 $675.6K Relatively Moderate 0
Woodlawn Volunteer Fire Company (Baltimore County Fire Department) 8,484 $652.7K Very Low 0
Norrisville Volunteer Fire Company 11,450 $639.6K Relatively Moderate 1
Kingsville Volunteer Fire Company (Baltimore County Fire Department) 8,337 $555.9K Very Low 0
Butler Volunteer Fire Company (Baltimore County Fire Department) 9,314 $553.4K Relatively Low 0
North Point-Edgemere Volunteer Fire Department (Baltimore County Fire Department) 2,735 $408.4K Very Low 1
Martin State Airport Fire Department 2,681 $247.6K Very Low 0
Middle River Volunteer Fire Company (Baltimore County Fire Department) 2,681 $247.6K Very Low 1
No departments match your search.

Risk Snapshot

9.8%
Poverty Rate
18.1%
Age 65+
12.1%
Disability Rate
5.4%
Uninsured
59.3%
Pre-1980 Housing
0.8%
Mobile Homes
5.1%
Vacancy Rate
0.4%
Wood Heat
$98,118
Median HH Income

FEMA Disaster Declarations

5
Last 10 Years
16
Last 25 Years
Hurricane
Most Frequent

Response-level intelligence for your region

Our Regional tier gives county fire authorities and state fire marshals rollup dashboards across all departments in your jurisdiction: response time analytics, cross-department benchmarking, and coverage gap analysis.

Explore the Regional Tier See the Response Demo