Natural Hazard Loss Profile
Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, not agriculture.
These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not in the National Risk Index, so this is not an all-cause life safety measure. For Bergen County, the largest single contributor is Heat Wave, 23% of the life-safety total.
Bergen County carries an expected 3 natural hazard fatality-equivalents and $280.9M in building loss per year. Rank chips compare the 21 New Jersey counties. Nationally, Bergen County ranks 175th of 3,222 U.S. counties for life-safety loss, 2977th for life safety per 100k residents, 47th for property loss, and 1922nd for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.
Add fire mortality, cause, and loss
Natural hazard exposure is only part of the risk. Fire deaths and injuries, cause of ignition, and dollar loss per incident come from NERIS incident reporting, which grows as departments serving Bergen County enroll. Our Regional tier adds that data for the departments your jurisdiction sponsors, next to public risk and NERIS adoption for every department in Bergen County.
Talk to us about Bergen County See what a department seesLoss Breakdown
Total expected annual loss: $321,783,350 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.
Hazards Ranked Two Ways
The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.
By life-safety loss ($/yr)
By property loss ($/yr)
Census Tract Risk Map
Shaded by quintile across the census tracts in Bergen County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.
Fire Service Profile
Department composition covers the 73 departments registered in NERIS Public for Bergen County, NJ. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.
Department Rankings
Fire and EMS departments serving Bergen County. Click column headers to sort.
NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.
Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.
| Department ▲ | Est. Population ▲ | Life-Safety Loss ▼ | NRI Rating ▲ | Stations ▲ |
|---|---|---|---|---|
| North Hudson Regional Fire & Rescue | 265,468 | $13.0M | Relatively Low | 17 |
| Passaic Fire Department | 71,710 | $3.7M | Relatively Low | 2 |
| GARFIELD FIRE DEPARTMENT | 68,799 | $3.1M | Relatively Moderate | 10 |
| Hackensack Fire Department | 46,682 | $2.0M | Relatively Moderate | 7 |
| Cliffside Park Volunteer Fire Department | 42,996 | $1.8M | Relatively Moderate | 2 |
| Moonachie Fire Department | 14,343 | $1.7M | Very High | 1 |
| Fair Lawn Fire Department | 37,340 | $1.7M | Relatively Low | 4 |
| Teaneck Fire Department | 42,752 | $1.6M | Relatively Moderate | 8 |
| Oradell Volunteer Fire Department | 37,436 | $1.5M | Relatively Moderate | 2 |
| Fort Lee Fire Department | 40,634 | $1.5M | Relatively Low | 7 |
| Englewood Fire Department | 29,861 | $1.3M | Relatively High | 2 |
| Little Ferry Fire Department | 11,175 | $1.2M | Relatively High | 4 |
| Paramus Fire Department | 26,759 | $1.2M | Relatively High | 9 |
| Rutherford Volunteer Fire Department | 25,845 | $1.2M | Relatively High | 3 |
| Ridgewood Fire Department | 26,625 | $1.1M | Relatively High | 2 |
| Bergenfield Fire Department | 28,946 | $1.1M | Relatively Low | 3 |
| MAYWOOD FIRE DEPARTMENT | 25,152 | $1.1M | Relatively Low | 3 |
| LODI BORO FIRE DEPARTMENT | 26,319 | $1.1M | Relatively Moderate | 4 |
| Edgewater Fire Department | 15,591 | $1.0M | Relatively High | 3 |
| Lyndhurst Fire Department | 22,933 | $1.0M | Relatively High | 1 |
| Mahwah Volunteer Fire Department | 26,024 | $992.8K | Relatively High | 6 |
| Elmwood Park Fire Department | 21,730 | $884.3K | Relatively Moderate | 6 |
| Saddle Brook Fire Department | 14,721 | $733.7K | Relatively High | 3 |
| PALISADES PARK FIRE DEPARTMENT | 20,459 | $710.4K | Relatively Moderate | 2 |
| Dumont Fire Department | 18,529 | $709.6K | Relatively Low | 4 |
| DEMAREST FIRE DEPARTMENT | 18,716 | $692.0K | Relatively Low | 1 |
| New Milford Fire Department | 17,217 | $654.3K | Relatively Low | 2 |
| Wyckoff Fire Department | 17,407 | $643.8K | Relatively Low | 3 |
| Ramsey Fire Department | 15,022 | $609.1K | Relatively Moderate | 2 |
| North Arlington Volunteer Fire Department | 16,713 | $604.4K | Relatively Moderate | 8 |
| Wallington Fire Department | 12,157 | $572.7K | Relatively High | 4 |
| RIDGEFIELD PARK FIRE DEPARTMENT | 13,416 | $566.6K | Relatively Low | 6 |
| Tenafly Volunteer Fire Department | 15,320 | $555.2K | Relatively Low | 1 |
| Glen Rock Fire Department | 12,375 | $545.5K | Relatively High | 1 |
| Fairview Fire Department | 15,693 | $541.9K | Relatively Moderate | 6 |
| River Edge Volunteer Fire Department | 12,233 | $526.9K | Relatively High | 2 |
| Westwood Volunteer Fire Department | 11,428 | $514.7K | Relatively Moderate | 1 |
| Oakland Fire Department | 12,944 | $509.9K | Relatively Moderate | 3 |
| Bogota Fire Department | 14,681 | $489.2K | Relatively Low | 4 |
| HILLSDALE BORO FIRE DEPARTMENT | 10,283 | $475.0K | Relatively Moderate | 2 |
| Ridgefield Fire Department | 11,630 | $465.6K | Relatively Moderate | 4 |
| East Rutherford Fire Department | 10,449 | $462.2K | Very High | 3 |
| Hasbrouck Heights Volunteer Fire Department | 12,285 | $439.3K | Relatively Moderate | 1 |
| Franklin Lakes Volunteer Fire Department | 11,249 | $424.1K | Relatively Moderate | 2 |
| Waldwick Fire Department | 10,338 | $382.0K | Relatively Moderate | 2 |
| River Vale Volunteer Fire Department | 10,268 | $381.1K | Relatively Moderate | 2 |
| Washington Township Volunteer Fire Department | 9,518 | $368.3K | Relatively Low | 1 |
| Upper Saddle River Fire Department | 8,787 | $365.1K | Relatively Moderate | 1 |
| Wood-Ridge Fire Department | 10,537 | $361.3K | Relatively Moderate | 1 |
| Cresskill Fire Department | 9,326 | $353.2K | Relatively Moderate | 1 |
| LEONIA FIRE DEPARTMENT | 9,501 | $344.2K | Relatively Low | 1 |
| Rochelle Park Volunteer Fire Department | 5,992 | $341.0K | Relatively High | 1 |
| Park Ridge Volunteer Fire Department | 9,536 | $323.2K | Relatively Moderate | 1 |
| Knickerbocker Hook & Ladder Company, Inc. | 8,717 | $323.1K | Relatively Low | 1 |
| Montvale Fire Department | 10,621 | $315.1K | Very High | 1 |
| Allendale Fire Department | 7,177 | $303.4K | Relatively Low | 1 |
| EMERSON FIRE DEPARTMENT | 7,433 | $286.2K | Relatively Moderate | 1 |
| Midland Park Fire Department | 7,114 | $275.0K | Relatively Low | 1 |
| Carlstadt Volunteer Fire Department | 6,450 | $261.4K | Very High | 4 |
| Norwood Fire Company #2 | 5,811 | $244.1K | Relatively Moderate | 1 |
| Woodcliff Lake Volunteer Fire Department | 6,251 | $226.4K | Relatively Moderate | 1 |
| Old Tappan Fire Department | 6,855 | $221.4K | Relatively High | 1 |
| NORTHVALE BORO FIRE DEPARTMENT | 5,075 | $199.8K | Relatively Moderate | 1 |
| Englewood Cliffs Volunteer Fire Department | 5,429 | $194.6K | Relatively Moderate | 1 |
| HARRINGTON PARK FIRE DEPARTMENT | 5,039 | $186.9K | Relatively Moderate | 2 |
| Ho Ho Kus Volunteer Fire Department | 4,361 | $184.3K | Relatively High | 1 |
| South Hackensack Fire Department | 2,760 | $167.5K | Very High | 0 |
| Saddle River Fire Department | 3,458 | $140.6K | Relatively High | 1 |
| Haworth Volunteer Fire Department | 3,467 | $124.6K | Very Low | 1 |
| Meadowlands Fire Department | 1,741 | $76.8K | Very High | 1 |
| ALPINE FIRE DEPARTMENT | 1,596 | $61.3K | Very Low | 2 |
| Rockleigh Fire Department | 437 | $17.1K | Relatively Moderate | 1 |
| Port Authority of New York and New Jersey | 3 | $7.6K | Relatively Moderate | 13 |
Risk Snapshot
FEMA Disaster Declarations
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