Natural Hazard Loss Profile
Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.
These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For New Jersey, the largest single contributor is Heat Wave, 27% of the life-safety total.
New Jersey carries an expected 40 natural hazard fatality-equivalents and $2.6B in building loss per year. Ranks compare all 50 states plus DC and Puerto Rico. Computed from census tract data covering every resident, independent of fire department boundaries.
Add fire mortality, cause, and loss
Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments in New Jersey enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.
Talk to us about New Jersey See what a department seesWhat Drives the Loss
Total expected annual loss: $3,215,451,612 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.
Hazards Ranked Two Ways
The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.
By life-safety loss ($/yr)
By property loss ($/yr)
County Risk Map
Shaded by quintile across counties in this state. Click any county for its full profile.
Fire Service Profile
Department composition covers the 697 departments registered in NERIS Public for New Jersey. Departments that have not registered are not counted. The mix is computed over the departments NERIS registers to New Jersey; departments based elsewhere that respond into it are counted in the total above but not in the mix. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.
County Rankings
Counties in New Jersey ranked by risk. Click column headers to sort. Click a county to see its departments.
NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.
Department and station counts are derived from boundaries self-reported through NERIS Public and may not reflect current service areas. A department serving several counties is counted in each, so the Departments column adds up to more than the statewide department total. Risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.
| County ▲ | Population ▲ | Departments ▲ | Life-Safety Loss ▼ | NRI Rating ▲ |
|---|---|---|---|---|
| Monmouth County | 645,353 | 67 | $47.0M | Relatively Moderate |
| Essex County | 863,002 | 34 | $46.1M | Relatively Moderate |
| Bergen County | 962,316 | 73 | $40.7M | Relatively Moderate |
| Union County | 579,290 | 27 | $38.0M | Relatively Moderate |
| Hudson County | 718,323 | 9 | $37.6M | Relatively Low |
| Middlesex County | 871,290 | 81 | $37.4M | Relatively Moderate |
| Morris County | 514,528 | 57 | $33.7M | Relatively Moderate |
| Passaic County | 521,012 | 29 | $29.7M | Relatively Moderate |
| Mercer County | 385,864 | 20 | $29.1M | Relatively High |
| Ocean County | 654,362 | 48 | $28.6M | Relatively Moderate |
| Camden County | 527,257 | 53 | $27.7M | Relatively Low |
| Somerset County | 349,846 | 41 | $27.3M | Relatively Moderate |
| Burlington County | 467,805 | 54 | $23.5M | Relatively Moderate |
| Sussex County | 145,807 | 28 | $21.0M | Relatively Low |
| Gloucester County | 306,954 | 46 | $19.1M | Relatively Low |
| Atlantic County | 276,270 | 42 | $12.8M | Relatively Moderate |
| Warren County | 110,849 | 26 | $12.6M | Relatively High |
| Cumberland County | 153,305 | 22 | $10.7M | Relatively Moderate |
| Hunterdon County | 130,160 | 29 | $9.8M | Relatively Moderate |
| Cape May County | 94,941 | 26 | $8.3M | Relatively High |
| Salem County | 65,275 | 23 | $7.8M | Relatively Moderate |
Risk Snapshot
FEMA Disaster Declarations
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