Natural Hazard Loss Profile
Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.
These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Ocean County, the largest single contributor is Cold Wave, 25% of the life-safety total.
Ocean County carries an expected 2 natural hazard fatality-equivalents and $174.5M in building loss per year. Rank chips compare the 21 New Jersey counties. Nationally, Ocean County ranks 270th of 3,222 U.S. counties for life-safety loss, 2948th for life safety per 100k residents, 113th for property loss, and 2137th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.
Add fire mortality, cause, and loss
Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Ocean County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.
Talk to us about Ocean County See what a department seesWhat Drives the Loss
Total expected annual loss: $203,743,427 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.
Hazards Ranked Two Ways
The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.
By life-safety loss ($/yr)
By property loss ($/yr)
Census Tract Risk Map
Shaded by quintile across the census tracts in Ocean County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.
Fire Service Profile
Department composition covers the 48 departments registered in NERIS Public for Ocean County, NJ. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.
Department Rankings
Fire and EMS departments serving Ocean County. Click column headers to sort.
NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.
Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.
| Department ▲ | Est. Population ▲ | Life-Safety Loss ▼ | NRI Rating ▲ | Stations ▲ |
|---|---|---|---|---|
| Toms River Fire Department | 132,951 | $6.2M | Relatively Moderate | 14 |
| Lakewood Fire Department | 134,121 | $4.7M | Relatively Moderate | 8 |
| Mount Laurel Fire Department | 77,352 | $3.6M | Relatively Moderate | 5 |
| Pinewald Pioneer Volunteer Fire Department Company # 1 | 88,693 | $3.0M | Relatively Moderate | 1 |
| Bayville Volunteer Fire Company (Berkeley Township #1) | 56,637 | $2.6M | Relatively Moderate | 1 |
| Jackson Fire District | 58,754 | $2.2M | Relatively Moderate | 9 |
| Green-Fields Volunteer Fire Company | 33,603 | $2.2M | Relatively Moderate | 1 |
| Forked River Volunteer Fire Company # 1 | 39,231 | $1.9M | Relatively Moderate | 4 |
| Ridgeway Volunteer Fire Company #1 | 46,006 | $1.6M | Relatively Moderate | 1 |
| Brick Township Fire Department | 32,005 | $1.5M | Relatively Moderate | 5 |
| Stafford Township Volunteer Fire Company No. 1 Station 47 | 29,292 | $1.3M | Relatively Moderate | 5 |
| Cookstown Volunteer Fire Company No 1 | 26,384 | $1.2M | Relatively Low | 2 |
| Jacobstown Volunteer Fire Company, Inc. | 22,984 | $1.0M | Relatively Low | 1 |
| Seaside Heights Fire Department | 12,983 | $1.0M | Relatively Moderate | 1 |
| Lakehurst Volunteer Fire Company # 1 | 26,355 | $978.0K | Relatively Moderate | 1 |
| Lanoka Harbor Volunteer Fire Company | 17,193 | $953.1K | Relatively Moderate | 1 |
| West Tuckerton Volunteer Fire Company, Inc. | 23,351 | $942.4K | Relatively Moderate | 1 |
| Jackson Fire District # 4 | 23,320 | $896.7K | Relatively High | 2 |
| New Egypt Fire Company #1 | 17,335 | $889.6K | Relatively Moderate | 1 |
| Bamber Lakes Volunteer Fire Company #1 | 17,747 | $879.6K | Relatively High | 1 |
| Florence Township Fire Department | 19,057 | $869.7K | Relatively High | 2 |
| Pinewood Estates Volunteer Fire Company #1 | 23,845 | $860.2K | Relatively Moderate | 1 |
| Whiting Volunteer Fire Company #1 | 20,943 | $828.8K | Relatively Moderate | 1 |
| Mystic Island Fire Company | 12,951 | $826.3K | Very High | 1 |
| Manitou Park Volunteer Fire Company #1, Inc. | 22,531 | $814.2K | Relatively Moderate | 3 |
| Point Pleasant Borough Fire Company # 1 | 17,366 | $768.6K | Relatively Moderate | 2 |
| Waretown Volunteer Fire Company | 10,699 | $645.6K | Relatively High | 2 |
| Manchester Volunteer Fire Company #1 | 15,527 | $539.8K | Relatively Moderate | 1 |
| Barnegat Light Volunteer Fire Company #1 | 6,944 | $523.0K | Relatively High | 1 |
| Mantoloking Fire Company 1 | 10,016 | $443.3K | Relatively Moderate | 1 |
| Beach Haven Volunteer Fire Company #1 | 3,500 | $416.3K | Very High | 1 |
| Point Pleasant Beach Fire Department | 4,493 | $391.5K | Relatively High | 4 |
| Ship Bottom Volunteer Fire Company #1 | 3,063 | $363.6K | Very High | 1 |
| Lavallette Volunteer Fire Company #1 | 3,781 | $353.9K | Relatively High | 1 |
| Beachwood Volunteer Fire Company #1 | 9,705 | $333.8K | Very Low | 1 |
| Surf City Volunteer Fire Company #1 | 2,778 | $333.6K | Very High | 1 |
| Pine Beach Volunteer Fire Company | 8,257 | $284.0K | Very Low | 1 |
| Leesburg Fire Department | 4,275 | $281.9K | Relatively Moderate | 1 |
| Seaside Park Volunteer Fire Company #1 | 3,020 | $257.0K | Relatively Moderate | 1 |
| Brielle Fire Company #1 | 4,058 | $205.4K | Relatively High | 1 |
| High Point Volunteer Fire Company | 1,685 | $193.1K | Very High | 1 |
| Parkertown Fire Company | 3,644 | $129.8K | Relatively Moderate | 2 |
| Warren Grove Fire Company | 3,813 | $128.5K | Relatively Low | 1 |
| Ocean Gate Volunteer Fire Company # 1 | 1,191 | $115.7K | Relatively Low | 1 |
| Eagleswood Fire Company | 1,647 | $93.8K | Relatively Low | 1 |
| Island Heights Volunteer Fire Company #1 | 1,333 | $55.3K | Very Low | 1 |
| Bay Head Fire Company #1 | 463 | $35.0K | Very High | 1 |
| Barnegat Volunteer Fire Company #1 | -- | -- | Insufficient Data | 3 |
Risk Snapshot
FEMA Disaster Declarations
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