Arborlook
Risk & Response
by Arborlook Insights

Cumberland County, NJ

Community risk profile | NRI Score: 40.2 Relatively Moderate

153,305
Population
22
Departments
34
Stations
42
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
0.78
expected fatality-equivalents per year, natural hazards only
18th highest of 21
Life Safety per 100k
0.51
natural hazard fatality-equivalents per 100,000 residents
9th highest of 21
Natural Hazard Property Loss
$30.3M
expected building loss per year, natural hazards only
21st highest of 21
Property Loss per Resident
$198
natural hazard building loss per resident per year
18th highest of 21

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Cumberland County, the largest single contributor is Cold Wave, 47% of the life-safety total.

Cumberland County carries an expected under 1 natural hazard fatality-equivalents and $30.3M in building loss per year. Rank chips compare the 21 New Jersey counties. Nationally, Cumberland County ranks 739th of 3,222 U.S. counties for life-safety loss, 2522nd for life safety per 100k residents, 588th for property loss, and 2783rd for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Cumberland County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Cumberland County See what a department sees

What Drives the Loss

69%
24%
Property (buildings): $30.3M (68.9%)
Life safety: $10.7M (24.3%)
Agriculture: $3.0M (6.8%)

Total expected annual loss: $44,027,124 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Agriculture is 7% of expected annual loss in Cumberland County, so total loss overstates property loss here. The property figure above counts building loss only.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Cold Wave
$5.0M
Heat Wave
$2.4M
Earthquake
$1.1M
Tornado
$626K
Lightning
$590K
Winter Weather
$433K

By property loss ($/yr)

Inland Flooding
$12.5M
Hurricane
$8.4M
Coastal Flooding
$4.5M
Earthquake
$2.0M
Strong Wind
$1.5M
Tornado
$651K

Census Tract Risk Map

Shaded by quintile across the census tracts in Cumberland County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

9%
86%
Career: 5% (1)
Combination: 9% (2)
Volunteer: 86% (19)
Residents per Station
4,509
census population per registered station
Stations per 100k
22.2
registered stations per 100,000 residents

Department composition covers the 22 departments registered in NERIS Public for Cumberland County, NJ. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Cumberland County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 22 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
City Of Vineland Fire Department 60,632 $4.0M Relatively Moderate 7
Millville Fire Department 27,261 $1.8M Relatively Moderate 2
City Of Bridgeton Fire Department 25,056 $1.7M Very Low 3
Heislerville Volunteer Fire Company 5,350 $826.0K Relatively Low 1
Port Elizabeth Volunteer Fire Company 5,350 $826.0K Relatively Low 1
Rosenhayn Fire & Rescue 8,109 $547.7K Relatively Low 1
Upper Deerfield Fire Company #1 7,799 $507.8K Relatively Low 2
Upper Deerfield Fire Department Station #2 - Seabrook Fire & Rescue 7,799 $507.8K Relatively Low 0
Upper Deerfield Volunteer Fire Company No 3 7,799 $507.8K Relatively Low 2
Port Norris Fire Company #1 6,312 $419.5K Relatively High 1
Fairton Volunteer Fire Company #1 5,422 $371.7K Relatively Moderate 0
Hopewell - Stow Creek Fire Company 4,614 $325.6K Relatively High 1
Shiloh Fire Department 4,614 $325.6K Relatively High 1
Fairfield Vol. Fire Company #2 Gouldtown 4,401 $306.8K Relatively High 1
Laurel Lake Volunteer Fire And Rescue Company 4,674 $304.5K Relatively High 1
Mauricetown Fire Company 4,674 $304.5K Relatively High 1
Leesburg Fire Department 4,275 $281.9K Relatively Moderate 1
Cumberland Volunteer Fire Company 2,432 $231.4K Relatively High 1
Cedarville Fire Company #1 3,087 $221.8K Relatively Moderate 1
Greenwich Township Fire & Rescue Company 2,043 $151.3K Relatively Moderate 1
Dividing Creek Fire Company 1,638 $115.0K Very High 1
Downe Township Fire Rescue Company #1 1,638 $115.0K Very High 4
No departments match your search.

Risk Snapshot

15.6%
Poverty Rate
15.8%
Age 65+
14.8%
Disability Rate
10.5%
Uninsured
67.5%
Pre-1980 Housing
5.3%
Mobile Homes
6.1%
Vacancy Rate
1.2%
Wood Heat
$67,475
Median HH Income

FEMA Disaster Declarations

6
Last 10 Years
19
Last 25 Years
Hurricane
Most Frequent

Response-level intelligence for your region

Our Regional tier gives county fire authorities and state fire marshals rollup dashboards across all departments in your jurisdiction: response time analytics, cross-department benchmarking, and coverage gap analysis.

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