Natural Hazard Loss Profile
Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.
These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Otsego County, the largest single contributor is Cold Wave, 74% of the life-safety total.
Otsego County carries an expected under 1 natural hazard fatality-equivalents and $25.2M in building loss per year. Rank chips compare the 62 New York counties. Nationally, Otsego County ranks 1172nd of 3,222 U.S. counties for life-safety loss, 2164th for life safety per 100k residents, 725th for property loss, and 1140th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.
Add fire mortality, cause, and loss
Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Otsego County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.
Talk to us about Otsego County See what a department seesWhat Drives the Loss
Total expected annual loss: $31,502,834 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.
Hazards Ranked Two Ways
The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.
By life-safety loss ($/yr)
By property loss ($/yr)
Census Tract Risk Map
Shaded by quintile across the census tracts in Otsego County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.
Fire Service Profile
Department composition covers the 39 departments registered in NERIS Public for Otsego County, NY. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.
Department Rankings
Fire and EMS departments serving Otsego County. Click column headers to sort.
NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.
Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.
| Department ▲ | Est. Population ▲ | Life-Safety Loss ▼ | NRI Rating ▲ | Stations ▲ |
|---|---|---|---|---|
| City Of Oneonta Fire Department | 13,104 | $1.2M | Relatively Moderate | 1 |
| City of Norwich Fire Department | 17,508 | $1.2M | Relatively High | 1 |
| Cooperstown Fire Department | 9,608 | $1.0M | Relatively Moderate | 1 |
| Cincinnatus Fire Department | 18,329 | $802.8K | Relatively Low | 1 |
| Borden Hose Company | 10,398 | $724.0K | Relatively High | 2 |
| Cedarville Fire Department | 10,136 | $675.2K | Relatively Moderate | 1 |
| East Meredith Fire Department | 7,538 | $629.3K | Relatively Moderate | 1 |
| Hamilton Fire Department | 14,532 | $583.2K | Relatively Moderate | 1 |
| Schuyler Lake Fire Department, Inc. | 5,556 | $557.6K | Relatively High | 1 |
| Edmeston Volunteer Fire Department | 5,616 | $551.1K | Relatively High | 1 |
| Bridgewater Fire Company, Inc. | 16,033 | $532.8K | Relatively Low | 2 |
| West Oneonta Fire Department, Inc. | 4,994 | $531.5K | Very High | 1 |
| West Laurens Fire Department | 4,992 | $530.2K | Relatively High | 1 |
| Sidney Fire Department | 3,083 | $502.3K | Very High | 1 |
| Unadilla Fire Department | 4,076 | $438.3K | Relatively Low | 1 |
| New Berlin Fire Department | 7,946 | $434.7K | Relatively Moderate | 1 |
| Worcester Hose Company | 3,969 | $423.7K | Relatively Moderate | 1 |
| East Worcester Hose Company #1 | 3,647 | $410.1K | Relatively Moderate | 1 |
| Fly Creek Volunteer Fire Company | 3,627 | $375.6K | Very High | 1 |
| Treadwell Fire Department | 5,453 | $366.5K | Relatively Moderate | 1 |
| Gilbertsville Fire Department - Eagle Engine And Hose Company | 3,642 | $355.0K | Relatively High | 1 |
| Morris Fire Department | 3,642 | $355.0K | Relatively High | 1 |
| South New Berlin Fire and Rescue | 3,642 | $355.0K | Relatively High | 1 |
| Garrattsville Fire Company, Inc. | 3,486 | $353.3K | Relatively High | 1 |
| Mount Vision Volunteer Fire Department | 3,486 | $353.3K | Relatively High | 1 |
| Pittsfield Volunteer Fire Department | 3,486 | $353.3K | Relatively High | 1 |
| Mcgraw Fire Department | 4,816 | $315.4K | Relatively Low | 1 |
| Village of Milford Fire Department | 2,790 | $293.2K | Relatively High | 1 |
| Unadilla Forks Fire Department | 4,079 | $271.3K | Very Low | 1 |
| Cherry Valley Fire Department | 2,041 | $268.7K | Relatively Moderate | 1 |
| Richfield Springs Fire Department | 1,949 | $214.7K | Relatively Moderate | 1 |
| Hartwick Fire Department Company #1 | 2,143 | $201.3K | Very Low | 1 |
| West Edmeston Volunteer Fire Department | 2,130 | $197.8K | Relatively Moderate | 1 |
| Westford Volunteer Fire Department | 1,820 | $196.4K | Relatively Low | 1 |
| Middlefield Volunteer Fire Department | 1,797 | $194.4K | Relatively Moderate | 1 |
| Wellsbridge Volunteer Fire Department | 1,738 | $193.3K | Relatively Low | 1 |
| Schenevus Fire Department | 1,498 | $182.8K | Relatively Low | 1 |
| Hubbardsville Fire Department | 2,150 | $89.4K | Very Low | 1 |
| Leonardsville Volunteer Fire Company, Inc. | 2,150 | $89.4K | Very Low | 1 |
Risk Snapshot
FEMA Disaster Declarations
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