Arborlook
Risk & Response
by Arborlook Insights

Stewart County, TN

Community risk profile | NRI Score: 72.5 Relatively High

14,027
Population
6
Departments
18
Stations
6
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
0.23
expected fatality-equivalents per year, natural hazards only
69th highest of 95
Life Safety per 100k
1.66
natural hazard fatality-equivalents per 100,000 residents
33rd highest of 95
Natural Hazard Property Loss
$3.6M
expected building loss per year, natural hazards only
81st highest of 95
Property Loss per Resident
$255
natural hazard building loss per resident per year
46th highest of 95

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Stewart County, the largest single contributor is Tornado, 33% of the life-safety total.

Stewart County carries an expected under 1 natural hazard fatality-equivalents and $3.6M in building loss per year. Rank chips compare the 95 Tennessee counties. Nationally, Stewart County ranks 1776th of 3,222 U.S. counties for life-safety loss, 861st for life safety per 100k residents, 2569th for property loss, and 2260th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Stewart County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Stewart County See what a department sees

What Drives the Loss

53%
47%
Property (buildings): $3.6M (52.6%)
Life safety: $3.2M (46.9%)
Agriculture: $37K (0.5%)

Total expected annual loss: $6,806,152 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Tornado
$1.1M
Earthquake
$676K
Cold Wave
$558K
Lightning
$538K
Heat Wave
$157K
Strong Wind
$97K

By property loss ($/yr)

Inland Flooding
$1.8M
Earthquake
$851K
Tornado
$448K
Strong Wind
$221K
Ice Storm
$132K
Hail
$45K

Census Tract Risk Map

Shaded by quintile across the census tracts in Stewart County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

17%
83%
Combination: 17% (1)
Volunteer: 83% (5)
Residents per Station
779
census population per registered station
Stations per 100k
128.3
registered stations per 100,000 residents

Department composition covers the 6 departments registered in NERIS Public for Stewart County, TN. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Stewart County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 6 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
Montgomery County Fire Service 68,580 $8.7M Relatively Moderate 12
Tennessee Ridge Fire Department 3,277 $911.1K Relatively High 1
East Golden Pond Volunteer Fire Department 4,793 $804.9K Relatively High 2
Montgomery Volunteer Fire Department 4,793 $804.9K Relatively High 1
South Road Volunteer Fire Department 4,793 $804.9K Relatively High 1
Linton Volunteer Fire Department 2,069 $361.5K Relatively High 1
No departments match your search.

Risk Snapshot

16.4%
Poverty Rate
20.9%
Age 65+
20.7%
Disability Rate
11.8%
Uninsured
37.4%
Pre-1980 Housing
21.0%
Mobile Homes
20.8%
Vacancy Rate
3.4%
Wood Heat
$65,259
Median HH Income

FEMA Disaster Declarations

10
Last 10 Years
17
Last 25 Years
Severe Storm
Most Frequent

Response-level intelligence for your region

Our Regional tier gives county fire authorities and state fire marshals rollup dashboards across all departments in your jurisdiction: response time analytics, cross-department benchmarking, and coverage gap analysis.

Explore the Regional Tier See the Response Demo