Arborlook
Risk & Response
by Arborlook Insights

White County, TN

Community risk profile | NRI Score: 67.4 Relatively High

28,160
Population
11
Departments
46
Stations
6
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
0.29
expected fatality-equivalents per year, natural hazards only
62nd highest of 95
Life Safety per 100k
1.02
natural hazard fatality-equivalents per 100,000 residents
55th highest of 95
Natural Hazard Property Loss
$5.9M
expected building loss per year, natural hazards only
62nd highest of 95
Property Loss per Resident
$210
natural hazard building loss per resident per year
67th highest of 95

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For White County, the largest single contributor is Cold Wave, 42% of the life-safety total.

White County carries an expected under 1 natural hazard fatality-equivalents and $5.9M in building loss per year. Rank chips compare the 95 Tennessee counties. Nationally, White County ranks 1560th of 3,222 U.S. counties for life-safety loss, 1697th for life safety per 100k residents, 2078th for property loss, and 2682nd for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving White County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about White County See what a department sees

What Drives the Loss

59%
40%
Property (buildings): $5.9M (59.3%)
Life safety: $3.9M (39.5%)
Agriculture: $120K (1.2%)

Total expected annual loss: $9,976,928 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Cold Wave
$1.6M
Tornado
$1.2M
Strong Wind
$414K
Lightning
$241K
Earthquake
$204K
Winter Weather
$86K

By property loss ($/yr)

Inland Flooding
$4.4M
Tornado
$578K
Earthquake
$405K
Strong Wind
$283K
Hail
$100K
Winter Weather
$57K

Census Tract Risk Map

Shaded by quintile across the census tracts in White County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

27%
73%
Combination: 27% (3)
Volunteer: 73% (8)
Residents per Station
612
census population per registered station
Stations per 100k
163.4
registered stations per 100,000 residents

Department composition covers the 11 departments registered in NERIS Public for White County, TN. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving White County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 11 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
Cumberland County Fire Department 59,945 $8.1M Relatively Moderate 17
Putnam County Fire Department 64,221 $7.5M Relatively Moderate 14
Cherry Creek Volunteer Fire Department 19,856 $2.8M Relatively High 2
Cassville Volunteer Fire Department 16,310 $2.3M Relatively High 1
Sparta Fire Department 9,839 $1.4M Very High 3
Hickory Valley Volunteer Fire Department 7,793 $1.1M Relatively High 1
Central View/ Quebeck Walling Volunteer Fire Department 8,304 $1.1M Relatively Moderate 3
North End Volunteer Fire Department 5,855 $839.1K Relatively High 1
Bon De Croft Volunteer Fire Department 4,162 $605.0K Relatively High 1
Eastland Fire Department Station #1 4,162 $605.0K Relatively High 2
Doyle Volunteer Fire Department 4,057 $499.8K Relatively High 1
No departments match your search.

Risk Snapshot

13.2%
Poverty Rate
21.2%
Age 65+
18.2%
Disability Rate
12.3%
Uninsured
45.7%
Pre-1980 Housing
18.8%
Mobile Homes
9.0%
Vacancy Rate
1.8%
Wood Heat
$53,237
Median HH Income

FEMA Disaster Declarations

6
Last 10 Years
9
Last 25 Years
Severe Storm
Most Frequent

Response-level intelligence for your region

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